221 Lytham Ln, Stanley, NC 28164 Property Records

Lincoln County property record for 221 Lytham Ln, Stanley, NC 28164 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,159 sqft · built 2004
Lot Size0.573 acres (24,960 sqft)
Owner2 Individual Names on File
Last Sale$520,000 (Nov 2020)
Tax Bill$4,984 (2025)
Deeds & MortgagesJun 2023 Line of Credit
May 2021 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN4612-31-0988

Property Details

APN / Parcel Number

Primary APN4612-31-0988
Alternative APNs
  • 461203310988
  • 281285
  • 80621

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms10 Rooms
Stories1 Story
Building Area3,159 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area24,960 sqft (0.573 acres)
Pool TypePool with Hot Tub/Spa
Pool Area576 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number281285
Street Address221 LYTHAM LN
CitySTANLEY
StateNC
Zip28164-7814
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description#47 COWANS FORD III SUB
Legal SubdivisionCOWANS FORD
JurisdictionLINCOLN NC
Township / Civil DivisionCATAWBA SPRINGS
Census Block Group1
Census Block1007
Census Tract71102

Owner

Source: Lincoln County records · APN 4612-31-0988

Assessment roll updated August 12, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address221 LYTHAM LN, STANLEY, NC 28164-7814
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 21, 2023Deed of Trust, Mortgage · Line of Credit
COASTAL FCU
May 11, 2021Deed of Trust, Mortgage · Line of Credit
ALLEGACY FCU
Feb 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Nov 05, 2020Warranty Deed, Transfer · Conventional Mortgage
ANGEL OAK HOME LOANS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 05, 2020 · Amount on Record
Deed SaleNov 05, 2020 · Amount on Record
Prior SaleOct 28, 2014 · Amount on Record
Deed Document Number2020619343
Deed Book / Page2971 / 525
Prior Transfer DateJan 24, 2006
Prior Transfer Doc17810015
Record UpdatedJun 08, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address221 LYTHAM LN, STANLEY, NC 28164-7814
Transaction TypeMortgage
Record UpdatedJul 06, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003257916
DateJun 21, 2023
Book Page3257/916
Instrument668595
Lender
NameCOASTAL FCU
TypeCredit Union
AddressRALEIGH, NC 27609
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJun 20, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address221 LYTHAM LN, STANLEY, NC 28164-7814
Transaction TypeMortgage
Record UpdatedMay 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3040454
DateMay 11, 2021
Book Page3040/454
Instrument631056
Lender
NameALLEGACY FCU
TypeCredit Union
AddressWINSTON SALEM, NC 27114
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 10, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address221 LYTHAM LN, STANLEY, NC 28164-7814
Transaction TypeMortgage
Record UpdatedMar 18, 2021
Title CompanySERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3011311
DateFeb 26, 2021
Book Page3011/311
Instrument626066
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN NC
Recording DateNov 05, 2020
Property Address221 LYTHAM LN, STANLEY, NC 28164-7814
Document Number2971525
Book / Page2971 / 525
Map ReferenceMB 11 PG 435
Instrument DateNov 05, 2020
Instrument619343
Transaction TypeTransfer
Record UpdatedJul 27, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,040.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7913 NATALIE COMMONS DR, 7913, DENVER, NC 28037-7807

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

Mortgage

Document Number619344
DateNov 05, 2020
Instrument619344
Lender
NameANGEL OAK HOME LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated August 12, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,984.00 (+0.83%)$802,018 (-) Land $88,000 Building $714,018$802,018 (-) Land $88,000 Building $714,018
2023$4,943.00$802,018 Land $88,000 Building $714,018$802,018 Land $88,000 Building $714,018

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (37109C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371090711021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 3,571 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 64 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 35
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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