Gallatin County property record for 221 Lower Rainbow Rd, Bozeman, MT 59718
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,900 sqft · built 1980 |
| Lot Size | 1.93 acres (84,463 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,386 (2026) |
| Deeds & Mortgages | Jul 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 00RGF11867 |
| Primary APN | 00RGF11867 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,900 sqft Living Area |
| 1st Floor Area | 1,750 sqft |
| 2nd Floor Area | 2,150 sqft |
| Basement Area | 1,050 sqft |
| Finished Basement | 1,050 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 84,463 sqft (1.93 acres) |
| Garage Type | Mixed |
| Garage Area | 864 sqft |
| Parking Spaces | 5 Parking Spaces |
| Deck Area | 48 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 00RGF11867 |
|---|---|
| Street Address | 221 LOWER RAINBOW RD |
| City | BOZEMAN |
| State | MT |
| Zip | 59718-8121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | RAINBOW SUB, S23, T02 S, R04 E, LOT 396 - 397 |
| Legal Range | 04E |
| Legal Township | 02S |
| Legal Section | 23 |
| Legal Subdivision | RAINBOW SUB |
| Legal Lot Number | 396,397 |
| Jurisdiction | GALLATIN MT |
| Township / Civil Division | GALLATIN GATEWAY |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 1200 |
221 Lower Rainbow Rd is owned and occupied by an individual who acquired it in November 2014.
Source: Gallatin County records, as of September 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 221 LOWER RAINBOW RD, BOZEMAN, MT 59718-8121 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2014 |
| Deed Sale | Nov 7, 2014 |
| Deed Document Number | 20142496758 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 221 LOWER RAINBOW RD, BOZEMAN, MT 59718-8121 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002781830 |
|---|---|
| Date | Jul 27, 2022 |
| Instrument | 2781830 |
| Name | ROCKY MOUNTAIN CU |
|---|---|
| Type | Credit Union |
| Address | BOZEMAN, MT 59718 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jul 28, 2027 |
The 2026 property tax bill for 221 Lower Rainbow Rd was $3,386.
Source: Gallatin County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Gallatin County |
| Secondary School District | Bozeman High School District (09 - 12) |
| Elementary School District | Monforton Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,386.00 | $954,900 | $954,900 Land $423,559 Building $531,341 |
| 2023 | $4,299.00 | $860,300 | $860,300 Land $300,355 Building $559,945 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 221 Lower Rainbow Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Jun 2022 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 221 Lower Rainbow Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 87% of Montana |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH STAR ZOOT WATER private · serves 4,323 people · EPA ID MT0004284 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Montana Opticom Fiber | 1,000 / 1,000 |
| SkyNet Communications Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
May also be available: Wisp West.
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