221 Lovell St, Elgin, IL 60120 Property Records

Kane County property record for 221 Lovell St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,700 sqft · built 1915
Lot Size	0.17 acres (7,392 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Jun 2017)
Tax Bill	$6,879 (2025)
Deeds & Mortgages	Jun 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-12-304-011`

Property Details

APN / Parcel Number

Primary APN	`06-12-304-011`

Interior

Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,700 sqft Living Area
Gross Area	2,550 sqft
Basement Area	850 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Construction Type	Frame
Lot Area	7,392 sqft (0.17 acres)
Garage Type	Detached
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	221 LOVELL ST
City	ELGIN
State	IL
Zip	60120-3704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WETMORES SUB LOT 2
Legal Subdivision	WETMORES SUB
Legal Block	2
Legal Lot Number	2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2023
Census Tract	850800

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1154 MEADOW LN, ELGIN, IL 60123-1432
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2017 · Amount on File
Deed Sale	Jun 1, 2017 · Amount on File
Deed Document Number	201727991
Record Updated	Sep 20, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 1, 2017
Property Address	221 LOVELL ST, ELGIN, IL 60120-3704
Document Number	0000027991
Instrument Date	May 31, 2017
Instrument	27991
Transaction Type	Transfer
Record Updated	Jul 5, 2017
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO

Transaction

Amount	Amount on Record
Tax	$150.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1154 MEADOW LN ELGIN IL 601231432, ELGIN, IL 60123-1432

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,879.00 (+15.96%)	$90,176 (+8.57%) Land $17,146 Building $73,030	$270,636 (+8.57%) Land $51,459 Building $219,178
2024		$83,058 (+21.39%) Land $15,793 Building $67,265	$249,274 (+21.44%) Land $47,398 Building $201,876
2022	$5,932.00 (+3.94%)	$68,421 (+6.96%) Land $13,010 Building $55,411	$205,263 (+6.96%) Land $39,030 Building $166,233
2021	$5,707.00	$63,968 Land $12,163 Building $51,805	$191,904 Land $36,489 Building $155,415

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL	100 / 20

May also be available: Verizon.

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