Phelps County property record for 221 Lois St, Saint James, MO 65559
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,582 sqft · built 1950 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $208,333 (Apr 2025) |
| Tax Bill | $883 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 01927.00 |
| Primary APN | 01927.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,582 sqft Living Area |
| 1st Floor Area | 1,172 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 01927.00 |
|---|---|
| Street Address | 221 LOIS ST |
| City | SAINT JAMES |
| State | MO |
| Zip | 65559-1715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FRACTIONAL PART N/2 SE1/4 SEC 20 TWP 38 N RNG 6 W |
| Legal Range | 06W |
| Legal Township | 38N |
| Legal Section | 20 |
| Jurisdiction | PHELPS MO |
| Township / Civil Division | ST. JAMES |
| Census Block Group | 7 |
| Census Block | 7001 |
| Census Tract | 890200 |
Source: Phelps County records, as of October 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 221 LOIS ST, SAINT JAMES, MO 65559-1715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 2025 · Amount on Record |
| Deed Sale | Apr 16, 2025 · Amount on Record |
| Prior Sale | Apr 25, 2012 |
| Record Updated | Oct 29, 2026 |
Source: Phelps County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Phelps County |
| Municipality | St. James City |
| Unified School District | St. James R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $18,080 (-) Land $3,570 Building $14,510 | ||
| 2025 | $883.00 (+0.11%) | $18,080 (+14.07%) Land $3,570 Building $14,510 | $95,150 (+14.08%) Land $18,800 Building $76,350 |
| 2024 | $882.00 (+13.66%) | ||
| 2023 | $776.00 (-0.39%) | $15,850 Land $2,660 Building $13,190 | $83,410 Land $14,000 Building $69,410 |
| 2022 | $779.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 19, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST JAMES PWS serves 3,935 people · EPA ID MO3010712 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
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