Cook County property record for 221 Locust Rd, Wilmette, IL 60091
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,840 sqft · built 1958 |
| Lot Size | 0.191 acres (8,333 sqft) |
| Owner | Individual Name on File |
| Last Sale | $399,000 (May 2009) |
| Tax Bill | $11,501 (2023) |
| Deeds & Mortgages | Jun 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-32-312-047 |
| Primary APN | 05-32-312-047 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Building Area | 1,840 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Split Level |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 8,333 sqft (0.191 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 221 LOCUST RD |
|---|---|
| City | WILMETTE |
| State | IL |
| Zip | 60091-3016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (THIRD) ADD TO (HOLLYWOOD) IN (WILMETTE) A SUB OF PT OF S669.38FT OF N1588.62FT OF E10ACS OF SW SEC32 & ALSO PT WH OF LT28 IN |
| Legal Range | 13E |
| Legal Township | 42N |
| Legal Section | 32 |
| Legal Subdivision | THIRD ADD TO HOLLYWOOD IN WILMETTE |
| Legal Lot Number | 28 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NEW TRIER |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 801000 |
221 Locust Rd is owned and occupied by an individual who acquired it in October 2014.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 221 LOCUST RD, WILMETTE, IL 60091-3016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 2009 · Amount on File |
| Deed Sale | May 27, 2009 · Amount on File |
| Prior Sale | Nov 4, 2005 · Amount on File |
| Deed Document Number | 200926083 |
| Last Transfer Date | Oct 16, 2014 |
| Transfer Doc | 0000019024 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 221 LOCUST RD, WILMETTE, IL 60091-3016 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0016433289 |
|---|---|
| Date | Jun 13, 2023 |
| Instrument | 2316433289 |
| Name | CONSUMERS CU |
|---|---|
| Type | Credit Union |
| Address | GURNEE, IL 60031 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | May 20, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | New Trier Township |
| Municipality | Wilmette Village |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Elementary School District | Wilmette School District 39 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $64,603 Land $17,499 Building $47,104 | $646,030 Land $174,990 Building $471,040 | |
| 2023 | $11,501.00 (+5.87%) | ||
| 2022 | $10,863.00 Homeowner's exemption | $53,999 Land $14,582 Building $39,417 | $539,990 Land $145,820 Building $394,170 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 221 Locust Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1981–2007) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Aug 2007 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 221 Locust Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILMETTE serves 27,650 people · EPA ID IL0313300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Astound Broadband, T-Mobile.
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