221 Locust Ln, Ocala, FL 34472 Property Records

Marion County property record for 221 Locust Ln, Ocala, FL 34472

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,362 sqft · built 2007
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on Record
Last Sale$165,000 (Oct 2020)
Tax Bill$1,846 (2025)
Deeds & MortgagesFeb 2024 Mortgage
Apr 2023 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN9033-1078-07

Property Details

APN / Parcel Number

Primary APN9033-1078-07
Alternative APNs
  • 2474297000
  • 2474297

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,362 sqft Living Area
Gross Area2,058 sqft
1st Floor Area1,362 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleModern
Exterior MaterialConcrete Block
Roof TypeHip
Roof MaterialFiberglass
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions125 ft deep x 84 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchScreened Porch
Porch Area276 sqft
Patio Area32 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address221 LOCUST LN
CityOCALA
StateFL
Zip34472-6718
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSEC 24 TWP 16 RGE 23 PLAT BOOK J PAGE 294 SILVER SPRINGS SHORES UNIT 33 BLK 1078 LOT 7
Legal Range23E
Legal Township16S
Legal Section24
Legal SubdivisionSILVER SPRINGS SHORES
Legal Block1078
Legal Lot Number7
JurisdictionMARION FL
Township / Civil DivisionOCALA
Census Block Group1
Census Block1088
Census Tract1206

Owner

Source: Marion County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address221 LOCUST LN, OCALA, FL 34472-6718
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 8, 2024Deed of Trust, Mortgage
PENNYMAC LOAN SERVICES LLC
Apr 4, 2023Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Nov 1, 2022Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 15, 2020Deed of Trust, Mortgage · FHA Mortgage
AMERICAN FINANCIAL NETWORK INC
Nov 15, 2019Deed of Trust, Mortgage · VA Mortgage
RELIANCE FIRST CAP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 15, 2020 · Amount on Record
Deed SaleOct 15, 2020 · Amount on Record
Prior SaleAug 30, 2010 · Amount on Record
Deed Document Number2020109818
Deed Book / Page7292 / 1256
Record UpdatedSep 20, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION FL
Property Address221 LOCUST LN, OCALA, FL 34472-6718
Transaction TypeMortgage
Record UpdatedFeb 27, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address221 LOCUST LN, OCALA, FL 34472-6718

Mortgage

Document Number0082480197
DateFeb 8, 2024
Book Page8248/197
Instrument2024016046
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Address6101 CONDOR DR # 200, MOORPARK, CA 93021
Agreement
AmountAmount Recorded
Term321 Months
DueNov 1, 2050

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION FL
Property Address221 LOCUST LN, OCALA, FL 34472-6718
Transaction TypeMortgage
Record UpdatedApr 24, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address221 LOCUST LN, OCALA, FL 34472-6718

Mortgage

Document Number0080160575
DateApr 4, 2023
Book Page8016/575
Instrument2023040201
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term331 Months
DueNov 1, 2050

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION FL
Property Address221 LOCUST LN, OCALA, FL 34472-6718
Transaction TypeMortgage
Record UpdatedNov 17, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address221 LOCUST LN, OCALA, FL 34472-6718

Mortgage

Document Number0079130155
DateNov 1, 2022
Book Page7913/155
Instrument2022155849
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term336 Months
DueNov 1, 2050

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION FL
Property Address221 LOCUST LN, OCALA, FL 34472-6718
Transaction TypeMortgage
Record UpdatedJul 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address721 2ND AVE NE 2, 2, HILLSBORO, ND 58045-4638

Mortgage

Document Number0072921258
DateOct 15, 2020
Book Page7292/1258
Instrument2020109819
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
AddressBREA, CA 92821
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION FL
Property Address221 LOCUST LN, OCALA, FL 34472-6718
Document Number0070900753
Instrument DateNov 15, 2019
Transaction TypeMortgage
Record UpdatedDec 17, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address221 LOCUST LN OCALA FL 344726718, OCALA, FL 34472-6718

Mortgage

Document Number0070900753
DateDec 4, 2019
Book Page007090/000753
Instrument127152
Lender
NameRELIANCE FIRST CAP
TypeFunding / Finance Company
AddressMELVILLE, NY 11747
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 3, 2049

Tax Assessment & Valuation

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMarion County
Unified School DistrictMarion County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,846.00 (+18.87%) Homeowner's exemption Disabled Person's exemption$133,684 (+5.99%)$188,760 (-1.65%) Land $22,000 Building $166,760
2023$1,553.00 (-5.59%) Homeowner's exemption$126,132 (+3%) Land $17,000 Building $109,132$191,918 (+16.66%) Land $17,000 Building $174,918
2022$1,645.00 Homeowner's exemption Disabled Person's exemption$122,458$164,507 Land $13,000 Building $151,507

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 30 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 43% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Spectrum
Fiber
1,000 / 1,000

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