Marion County property record for 221 Locust Ln, Ocala, FL 34472
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,362 sqft · built 2007 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $165,000 (Oct 2020) |
| Tax Bill | $1,846 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Apr 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9033-1078-07 |
| Primary APN | 9033-1078-07 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,362 sqft Living Area |
| Gross Area | 2,058 sqft |
| 1st Floor Area | 1,362 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Modern |
| Exterior Material | Concrete Block |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 125 ft deep x 84 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
|---|---|
| Porch Area | 276 sqft |
| Patio Area | 32 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 221 LOCUST LN |
|---|---|
| City | OCALA |
| State | FL |
| Zip | 34472-6718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SEC 24 TWP 16 RGE 23 PLAT BOOK J PAGE 294 SILVER SPRINGS SHORES UNIT 33 BLK 1078 LOT 7 |
| Legal Range | 23E |
| Legal Township | 16S |
| Legal Section | 24 |
| Legal Subdivision | SILVER SPRINGS SHORES |
| Legal Block | 1078 |
| Legal Lot Number | 7 |
| Jurisdiction | MARION FL |
| Township / Civil Division | OCALA |
| Census Block Group | 1 |
| Census Block | 1088 |
| Census Tract | 1206 |
Source: Marion County records, as of December 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 221 LOCUST LN, OCALA, FL 34472-6718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 8, 2024 | Deed of Trust, Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 4, 2023 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 1, 2022 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 15, 2020 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Nov 15, 2019 | Deed of Trust, Mortgage · VA Mortgage RELIANCE FIRST CAP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2020 · Amount on Record |
| Deed Sale | Oct 15, 2020 · Amount on Record |
| Prior Sale | Aug 30, 2010 · Amount on Record |
| Deed Document Number | 2020109818 |
| Deed Book / Page | 7292 / 1256 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION FL |
| Property Address | 221 LOCUST LN, OCALA, FL 34472-6718 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 221 LOCUST LN, OCALA, FL 34472-6718 |
| Document Number | 0082480197 |
|---|---|
| Date | Feb 8, 2024 |
| Book Page | 8248/197 |
| Instrument | 2024016046 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | 6101 CONDOR DR # 200, MOORPARK, CA 93021 |
| Amount | Amount Recorded |
|---|---|
| Term | 321 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION FL |
| Property Address | 221 LOCUST LN, OCALA, FL 34472-6718 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 221 LOCUST LN, OCALA, FL 34472-6718 |
| Document Number | 0080160575 |
|---|---|
| Date | Apr 4, 2023 |
| Book Page | 8016/575 |
| Instrument | 2023040201 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 331 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION FL |
| Property Address | 221 LOCUST LN, OCALA, FL 34472-6718 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 221 LOCUST LN, OCALA, FL 34472-6718 |
| Document Number | 0079130155 |
|---|---|
| Date | Nov 1, 2022 |
| Book Page | 7913/155 |
| Instrument | 2022155849 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION FL |
| Property Address | 221 LOCUST LN, OCALA, FL 34472-6718 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 721 2ND AVE NE 2, 2, HILLSBORO, ND 58045-4638 |
| Document Number | 0072921258 |
|---|---|
| Date | Oct 15, 2020 |
| Book Page | 7292/1258 |
| Instrument | 2020109819 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION FL |
| Property Address | 221 LOCUST LN, OCALA, FL 34472-6718 |
| Document Number | 0070900753 |
| Instrument Date | Nov 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 221 LOCUST LN OCALA FL 344726718, OCALA, FL 34472-6718 |
| Document Number | 0070900753 |
|---|---|
| Date | Dec 4, 2019 |
| Book Page | 007090/000753 |
| Instrument | 127152 |
| Name | RELIANCE FIRST CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | MELVILLE, NY 11747 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 3, 2049 |
Source: Marion County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Marion County |
| Unified School District | Marion County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,846.00 (+18.87%) Homeowner's exemption Disabled Person's exemption | $133,684 (+5.99%) | $188,760 (-1.65%) Land $22,000 Building $166,760 |
| 2023 | $1,553.00 (-5.59%) Homeowner's exemption | $126,132 (+3%) Land $17,000 Building $109,132 | $191,918 (+16.66%) Land $17,000 Building $174,918 |
| 2022 | $1,645.00 Homeowner's exemption Disabled Person's exemption | $122,458 | $164,507 Land $13,000 Building $151,507 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 30 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 30 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 43% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Spectrum Fiber | 1,000 / 1,000 |
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