221 Lindpoint Ln, Monroe, NC 28110 Property Records

Union County property record for 221 Lindpoint Ln, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 2,212 sqft · built 2012
Lot Size	0.175 acres (7,623 sqft)
Owner	2 Individual Names on Record
Last Sale	$386,500 (Oct 2024)
Tax Bill	$1,874 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-402-935`

Property Details

APN / Parcel Number

Primary APN	`09-402-935`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,212 sqft Living Area
1st Floor Area	867 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Lot Area	7,623 sqft (0.175 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	68 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	221 LINDPOINT LN
City	MONROE
State	NC
Zip	28110-7781
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA-20 UNIO
Legal Description	#486 ST JOHNS FOREST PH4 MP3 OPCK562
Legal Subdivision	ST JOHNS FOREST
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	4
Census Block	4006
Census Tract	20308

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	221 LINDPOINT LN, MONROE, NC 28110-7781
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Aug 22, 2019	Deed of Trust, Mortgage · Conventional with PMI LOWER
Aug 22, 2019	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Sep 25, 2017	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2024 · Amount on Record
Deed Sale	Oct 3, 2024 · Amount on Record
Prior Sale	Nov 24, 2020 · Amount on Record
Deed Document Number	202423786
Deed Book / Page	8988 / 309
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Nov 24, 2020
Property Address	221 LINDPOINT LN, MONROE, NC 28110-7781
Document Number	0007898489
Book / Page	7898 / 489
Map Reference	MB K PG 562
Instrument Date	Nov 24, 2020
Instrument	48922
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2412 BUNDANCE LANE, 2412, WAXHAW, NC 28173

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 LINDPOINT LN, MONROE, NC 28110-7781

Mortgage

Document Number	0000048923
Date	Nov 24, 2020
Instrument	48923

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	221 LINDPOINT LN, MONROE, NC 28110-7781
Document Number	745118
Instrument Date	Aug 22, 2019
Transaction Type	Mortgage
Record Updated	Sep 27, 2019
Title Company	MEY MAX TITLE AGENCY, MEY MAX TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	221 LINDPOINT LN MONROE NC 281107781, MONROE, NC 28110-7781

Mortgage

Document Number	745118
Date	Aug 27, 2019
Book Page	007451/000018
Instrument	25626

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.5%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	221 LINDPOINT LN, MONROE, NC 28110-7781
Document Number	745133
Instrument Date	Aug 22, 2019
Transaction Type	Mortgage
Record Updated	Sep 27, 2019
Title Company	MEYMAX TITLE AGENCY/OH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 LINDPOINT LN MONROE NC 281107781, MONROE, NC 28110-7781

Mortgage

Document Number	745133
Date	Aug 27, 2019
Book Page	007451/000033
Instrument	25627

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2049

Interest

Rate Type	Adjustable Rate

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 25, 2017
Property Address	221 LINDPOINT LN, MONROE, NC 28110-7781
Document Number	7021252
Book / Page	007021 / 000252
Instrument Date	Sep 22, 2017
Instrument	28140
Transaction Type	Transfer
Record Updated	Dec 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	221 LINDPOINT LN MONROE NC 281107781, MONROE, NC 28110-7781

Mortgage

Document Number	7021255
Date	Sep 25, 2017
Book Page	007021/000255
Instrument	28141

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2047

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$387,500 (-) Land $72,400 Building $315,100	$387,500 (-) Land $72,400 Building $315,100
2025	$1,874.00 (+15.54%)	$387,500 (+52.86%) Land $72,400 Building $315,100	$387,500 (+52.86%) Land $72,400 Building $315,100
2023	$1,622.00	$253,500 Land $44,900 Building $208,600	$253,500 Land $44,900 Building $208,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
Windstream DSL	100 / 20

221 Lindpoint Ln, Monroe, NC 28110 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

August 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

September 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Lindpoint Ln

Nearby Streets

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