221 Lauradell Rd, Ashland, VA 23005 Property Records

Hanover County property record for 221 Lauradell Rd, Ashland, VA 23005

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,500 sqft · built 2020
Lot Size	0.188 acres (8,189 sqft)
Owner	Individual Name on Record
Last Sale	$451,000 (Feb 2023)
Tax Bill	$3,694 (2026)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7870-35-9834`

Property Details

APN / Parcel Number

Primary APN	`7870-35-9834`
Alternative APN	`10224514`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft
Flooring	Vinyl Sheet/Linoleum
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	8,189 sqft (0.188 acres)
Garage Area	462 sqft
Porch	Slab
Porch Area	360 sqft
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	10224514
Street Address	221 LAURADELL RD
City	ASHLAND
State	VA
Zip	23005-8217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LAURADELL LOT 77
Legal Subdivision	LAURADELL
Legal Lot Number	77
Jurisdiction	HANOVER VA
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1013
Census Tract	320601

Owner

Source: Hanover County records, as of June 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	221 LAURADELL RD, ASHLAND, VA 23005-8217
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2023	Warranty Deed, Transfer · Conventional Mortgage CHESAPEAKE BANK
Aug 17, 2021	Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC
Sep 30, 2020	Warranty Deed, Subdivision Related Transfer · FHA Mortgage GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2023 · Amount on Record
Deed Sale	Feb 21, 2023 · Amount on Record
Prior Sale	Aug 17, 2021 · Amount on Record
Deed Document Number	202313840
Deed Book / Page	3370 / 3063
Record Updated	Sep 20, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANOVER VA
Recording Date	Feb 21, 2023
Property Address	221 LAURADELL RD, ASHLAND, VA 23005-8217
Document Number	0033703063
Book / Page	3370 / 3063
Instrument Date	Feb 8, 2023
Instrument	20230221000013840
Transaction Type	Transfer
Record Updated	Mar 15, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 LAURADELL RD, ASHLAND, VA 23005-8217

Mortgage

Document Number	20230221000013850
Date	Feb 21, 2023
Instrument	20230221000013850

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANOVER VA
Recording Date	Aug 17, 2021
Property Address	221 LAURADELL RD, ASHLAND, VA 23005-8217
Document Number	3324509
Book / Page	3324 / 509
Instrument Date	Aug 11, 2021
Instrument	20210817000178500
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	C AND C TITLE AND SETTLEMENT LLC, C&C TITLE & SETTLEMENT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 LAURADELL RD, ASHLAND, VA 23005-8217

Mortgage

Document Number	20210817000178510
Date	Aug 17, 2021
Instrument	20210817000178510

Lender

Name	ALCOVA MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HANOVER VA
Recording Date	Sep 30, 2020
Property Address	221 LAURADELL RD, ASHLAND, VA 23005-8217
Document Number	32763426
Book / Page	3276 / 3426
Instrument Date	Sep 17, 2020
Instrument	20200930000173270
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 11, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 LAURADELL RD, ASHLAND, VA 23005-8217

Mortgage

Document Number	20200930000173280
Date	Sep 30, 2020
Instrument	20200930000173280

Lender

Name	GEORGE MASON MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Hanover County assessment roll, as of June 4, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Ashland Town
County	Hanover County
Unified School District	Hanover County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,694.00	$456,100 Land $115,000 Building $341,100	$456,100 Land $115,000 Building $341,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2012–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HANOVER SUBURBAN WATER SYSTEM serves 57,931 people · EPA ID VA4085398
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber, Verizon.

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