Dukes County and Tisbury Town property record for 221 Lake St, Vineyard Haven, MA 02568
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,407 sqft · built 2003 |
| Lot Size | 0.282 acres (12,263 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $200,000 (Nov 2002) |
| Tax Bill | $10,014 (2026) |
| Deeds & Mortgages | Aug 2022 Refinance Jun 2025 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | TISB M:0037A B:00000 L:014.2 |
| Primary APN | TISB M:0037A B:00000 L:014.2 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,407 sqft Living Area |
| Gross Area | 4,526 sqft |
| Basement Area | 1,416 sqft |
| Unfinished Basement | 1,416 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,263 sqft (0.282 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 221 LAKE ST |
|---|---|
| City | VINEYARD HAVEN |
| State | MA |
| Zip | 02568 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Subdivision | LAKE STREET 15 & 97-100 |
| Legal Lot Number | 14.2 |
| Jurisdiction | TISBURY MA |
| Township / Civil Division | TISBURY |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 200100 |
Source: Dukes County and Tisbury Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 4401, VINEYARD HAVEN, MA 02568-0934 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 22, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CAPE COD FIVE CENTS SAVINGS BANK |
| Jun 11, 2025 | Deed of Trust, Mortgage CAPE COD FIVE CENTS SAVINGS BANK |
| Mar 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CAPE COD FIVE CENTS SAVINGS BANK |
| Mar 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CAPE COD FIVE CENTS SAVINGS BANK |
| Apr 22, 2020 | Deed of Trust, Mortgage · Line of Credit CAPE COD FIVE CENTS SVGS BK |
| Apr 7, 2020 | Deed of Trust, Mortgage · Conventional with PMI CAPE COD FIVE CENTS SVGS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2002 · Amount on Record |
| Deed Sale | Nov 19, 2002 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TISBURY MA |
| Property Address | 221 LAKE ST, VINEYARD HAVEN, MA 02568 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000092677 |
|---|---|
| Date | Aug 22, 2022 |
| Instrument | 92677 |
| Name | CAPE COD FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TISBURY MA |
| Property Address | 221 LAKE ST, VINEYARD HAVEN, MA 02568 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000096085 |
|---|---|
| Date | Jun 11, 2025 |
| Instrument | 96085 |
| Name | CAPE COD FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TISBURY MA |
| Property Address | 221 LAKE ST, VINEYARD HAVEN, MA 02568 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000089965 |
|---|---|
| Date | Mar 19, 2021 |
| Instrument | 89965 |
| Name | CAPE COD FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TISBURY MA |
| Property Address | 221 LAKE ST, VINEYARD HAVEN, MA 02568 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 89965 |
|---|---|
| Date | Mar 19, 2021 |
| Instrument | 89965 |
| Name | CAPE COD FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TISBURY MA |
| Property Address | 221 LAKE ST, VINEYARD HAVEN, MA 02568 |
| Document Number | 0000088117 |
| Instrument Date | Apr 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 221 LAKE ST VINEYARD HAVEN MA 02568, VINEYARD HAVEN, MA 02568 |
| Document Number | 0000088117 |
|---|---|
| Date | Apr 27, 2020 |
| Instrument | 88117 |
| Name | CAPE COD FIVE CENTS SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 26, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TISBURY MA |
| Property Address | 221 LAKE ST, VINEYARD HAVEN, MA 02568 |
| Document Number | 0000088073 |
| Instrument Date | Apr 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 221 LAKE ST VINEYARD HAVEN MA 02568, VINEYARD HAVEN, MA 02568 |
| Document Number | 0000088073 |
|---|---|
| Date | Apr 13, 2020 |
| Instrument | 88073 |
| Name | CAPE COD FIVE CENTS SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 12, 2050 |
Source: Dukes County and Tisbury Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Dukes County |
| County Subdivision | Tisbury Town |
| Secondary School District | Martha's Vineyard School District (09 - 12) |
| Elementary School District | Tisbury School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,014.00 (-0.88%) | $1,349,600 (+1.12%) Land $447,800 Building $901,800 | $1,544,415 |
| 2025 | $10,103.00 (+10.95%) | $1,334,600 (+16.96%) Land $447,800 Building $886,800 | |
| 2024 | $9,106.00 (+6.54%) | $1,141,100 (-2.27%) Land $389,400 Building $751,700 | |
| 2023 | $8,547.00 | $1,167,600 Land $370,800 Building $796,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 4 (1991) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Oct 1991 · Coastal Storm |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TISBURY WATER WORKS serves 6,082 people · EPA ID MA4296000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 7 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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