221 Lake Front Dr, Mabank, TX 75156 Property Records

Henderson County property record for 221 Lake Front Dr, Mabank, TX 75156

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,216 sqft · built 1978
Owner	Individual Name on Record
Tax Bill	$6,996 (2023)
Deeds & Mortgages	Jun 2022 Mortgage Jan 2017 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3540-0004-0490-60`

Property Details

APN / Parcel Number

Primary APN	`3540-0004-0490-60`
Alternative APNs	`R000062583` `270032`

Interior

Full Baths	1 Bath
Building Area	1,216 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Dimensions	190 ft deep x 125 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	440 sqft
Parking Spaces	2 Parking Spaces
Patio Area	240 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R000062583
Street Address	221 LAKE FRONT DR
City	MABANK
State	TX
Zip	75156-7150
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 49 & 50 AB 241 M GARCIA SUR, MICHAELS COVE, BLK D LTS 49 & 50
Legal Subdivision	MICHAEL'S COVE (154)
Legal Block	D
Legal Lot Number	49,50
Jurisdiction	HENDERSON TX
Township / Civil Division	CEDAR CREEK LAKE
Census Block Group	3
Census Block	3000
Census Tract	950903

Owner

Source: Henderson County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	221 LAKE FRONT DR, MABANK, TX 75156-7150
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage SIMMONS BANK
Jan 31, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST STATE BANK
May 4, 2020	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2016
Deed Sale	Feb 5, 2016
Deed Document Number	2016-00001850
Deed Book / Page	2774 / 004
Prior Transfer Date	Jun 19, 2007
Prior Transfer Doc	0010534
Record Updated	Jun 7, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON TX
Property Address	221 LAKE FRONT DR, MABANK, TX 75156-7150
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200012241
Date	Jun 28, 2022
Instrument	2022-00012241

Lender

Name	SIMMONS BANK
Type	Bank
Address	HOPE, AR 71801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2029
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	7.25%
Index	1-Year CMT
Margin	5
Max Rate	10.2%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON TX
Property Address	221 LAKE FRONT DR, MABANK, TX 75156-7150
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700001438
Date	Jan 31, 2017
Instrument	2017-00001438

Lender

Name	FIRST STATE BANK
Type	Bank
Address	ATHENS, TX 75751

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 23, 2037

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON TX
Property Address	221 LAKE FRONT DR, MABANK, TX 75156-7150
Transaction Type	Mortgage
Record Updated	Jun 1, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000005725
Date	May 4, 2020
Instrument	2020-00005725

Lender

Name	FIRST STATE BANK
Type	Bank
Address	ATHENS, TX 75751

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 25, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Henderson County
Unified School District	Malakoff Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,996.00 (-17.58%)	$493,804 Land $375,000 Building $118,804	$493,804 Land $375,000 Building $118,804
2022	$8,488.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Nextlink Fixed Wireless	300 / 75

May also be available: Conquest Wireless, Verizon.

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