221 la Paloma Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 221 la Paloma Rd, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,656 sqft · built 1991
Lot Size	0.208 acres (9,090 sqft)
Owner	Trust Name on File
Last Sale	$263,000 (Feb 2001)
Tax Bill	$5,644 (2024)
Deeds & Mortgages	Feb 2026 Transfer
Flood Zone	Zone AE (high risk)
APN	`00546780-000000`

Property Details

APN / Parcel Number

Primary APN	`00546780-000000`
Alternative APNs	`22613900546780000000` `1670260`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,656 sqft Living Area
1st Floor Area	1,404 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2008
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,090 sqft (0.208 acres)
Lot Dimensions	101 ft deep x 90 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Pool Type	Public / Commercial Pool
Porch	Open Porch
Porch Area	1,110 sqft
Patio Area	126 sqft
Fence	Fence
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1670260
Old Parcel Number	22613900546780000000
Street Address	221 LA PALOMA RD
City	KEY LARGO
State	FL
Zip	33037-4652
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 6 LOT 7 AND N1/2 LOT 8 WINSTON WATERWAYS NO 2 PB5-29 KEY LARGO OR488-792 OR562-640 OR703-311 OR818-483Q/C OR818-485Q/C
Legal Range	39E
Legal Township	61S
Legal Section	22
Legal Subdivision	WINSTON WATERWAYS NO 2
Legal Block	6
Legal Lot Number	7-8
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2011
Census Tract	970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

221 la Paloma Rd is owner-occupied and held in a trust since February 2026.

Source: Monroe County records, as of March 17, 2026

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	221 LA PALOMA RD, KEY LARGO, FL 33037-4652
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2001 · Amount on File
Deed Sale	Feb 1, 2001 · Amount on File
Prior Sale	Feb 1, 2001 · Amount on File
Deed Document Number	0016731527
Deed Book / Page	22613
Last Transfer Date	Feb 25, 2026
Transfer Doc	0033680270
Record Updated	Jun 8, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Feb 25, 2026
Property Address	221 LA PALOMA RD, KEY LARGO, FL 33037-4652
Document Number	0033680270
Book / Page	3368 / 270
Map Reference	MB 5 PG 29
Instrument Date	Feb 20, 2026
Instrument	2533594
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	221 LA PALOMA RD, KEY LARGO, FL 33037-4652

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	221 LA PALOMA RD, KEY LARGO, FL 33037-4652

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$785,427	$1,129,388 Land $822,372 Building $307,016
2024	$5,644.00 (+5.52%)
2023	$5,349.00 (+10.91%) Homeowner's exemption	$704,902 (+9.28%)	$993,272 (+11.55%) Land $720,519 Building $272,753
2022	$4,823.00 Homeowner's exemption	$645,071	$890,405 Land $614,893 Building $275,512

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 la Paloma Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 245 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	245 in force
Nearby Flood Claims	161 (1992–2023)
Claims Outside the SFHA	6 of 161
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 91 claims Hurricane Irene, Oct 1999 · 31 claims Hurricane Georges, Sep 1998 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 la Paloma Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20