221 Kocher Rd, Sinking Spring (Reading), PA 19608 Property Records

Berks County property record for 221 Kocher Rd, Sinking Spring, PA 19608

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,900 sqft · built 1900
Lot Size1.31 acres (57,064 sqft)
Owner2 Individual Names on File
Last Sale$362,000 (Aug 2024)
Tax Bill$2,024 (2026)
Deeds & MortgagesApr 2023 Construction Loan
Mar 2021 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN4374-01-38-6917

Property Details

APN / Parcel Number

Primary APN4374-01-38-6917
Alternative APNs
  • 80-4374-01-38-6917
  • 80344800
  • 344800

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area1,900 sqft Living Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialAluminum/Vinyl
Lot Area57,064 sqft
View / LotNeighborhood
Garage TypeDetached
Garage Area540 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Deck AreaDeck Area
Pole Barn528 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelCoal
SewerSeptic
Water SourceWell

Location & Zoning

Account Number80344800
Street Address221 KOCHER RD
CityREADING
StatePA
Zip19608-9018
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block38
JurisdictionBERKS PA
Township / Civil DivisionSPRING
Census Block Group1
Census Block1023
Census Tract10801

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address221 KOCHER RD, READING, PA 19608-9018
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2023Deed of Trust, Mortgage · Construction Mortgage
ANABAPTIST FINANCIAL
Mar 17, 2021Deed of Trust, Mortgage · Line of Credit
DISCOVERY FCU
Mar 17, 2021Deed of Trust, Mortgage · Stand-Alone First Mortgage
DISCOVERY FCU
Jul 24, 2017Deed of Trust, Mortgage · Line of Credit
MANUFACTURERS & TRADERS TRUST CO
Dec 21, 2019Deed of Trust, Mortgage · Conventional Mortgage
FELLOWSHIP HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 19, 2024 · Amount on File
Deed SaleAug 19, 2024 · Amount on File
Prior SaleMay 10, 2013 · Amount on File
Deed Document Number202424701
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address221 KOCHER RD, SINKING SPRING, PA 19608-9018
Transaction TypeMortgage
Record UpdatedApr 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address221 KOCHER RD, SINKING SPRING, PA 19608-9018

Mortgage

Document Number0000010600
DateApr 14, 2023
Instrument2023010600
Lender
NameANABAPTIST FINANCIAL
TypeFunding / Finance Company
AddressLEWISBURG, PA 17837
Agreement
TypeConstruction Mortgage
AmountAmount on Record

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address221 KOCHER RD, SINKING SPRING, PA 19608-9018
Transaction TypeMortgage
Record UpdatedApr 6, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012597
DateMar 17, 2021
Instrument2021012597
Lender
NameDISCOVERY FCU
TypeCredit Union
AddressREADING, PA 19610
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueFeb 28, 2031

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address221 KOCHER RD, SINKING SPRING, PA 19608-9018
Transaction TypeMortgage
Record UpdatedApr 6, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012578
DateMar 17, 2021
Instrument2021012578
Lender
NameDISCOVERY FCU
TypeCredit Union
AddressREADING, PA 19610
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address221 KOCHER RD, SINKING SPRING, PA 19608-9018
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000026593
DateJul 24, 2017
Instrument2017026593
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
AddressBUFFALO, NY 14240
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address221 KOCHER RD, SINKING SPRING, PA 19608-9018
Document Number0000001759
Instrument DateDec 21, 2019
Transaction TypeMortgage
Record UpdatedFeb 3, 2020
Title CompanyVANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address221 KOCHER RD SINKING SPRING PA 196089018, SINKING SPRING, PA 19608-9018

Mortgage

Document Number0000001759
DateJan 14, 2020
Instrument1759
Lender
NameFELLOWSHIP HM LOANS
AddressMELVILLE, NY 11747
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJan 13, 2035

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
County SubdivisionSpring Township
Unified School DistrictWilson School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,024.00 (+39.78%)$102,900 (-) Land $46,400 Building $56,500$46,400 (-54.91%) Land $46,400
2024$1,448.00$102,900 Land $46,400 Building $56,500
1994$102,900 Land $46,400 Building $56,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (2004–2021)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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