221 Kerry Ln, Henderson, KY 42420 Property Records

Henderson County property record for 221 Kerry Ln, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,842 sqft · built 1966
Lot Size	0.381 acres (16,600 sqft)
Owner	2 Individual Names on File
Last Sale	$126,701 (May 2007)
Tax Bill	$2,251 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Jan 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`66C-14`

Property Details

APN / Parcel Number

Primary APN	`66C-14`
Alternative APN	`26863`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	2,842 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,600 sqft (0.381 acres)
Lot Dimensions	166 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	1,220 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Porch Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	26863
Street Address	221 KERRY LN
City	HENDERSON
State	KY
Zip	42420-4738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	SINGLE FAMILY
Legal Subdivision	HIGHLANDER ACRES
Legal Block	B
Legal Lot Number	4
Jurisdiction	HENDERSON KY
Township / Civil Division	SPOTTSVILLE
Census Block Group	1
Census Block	1020
Census Tract	20703

Owner

221 Kerry Ln is owned and occupied by two individuals who bought it in May 2007.

Source: Henderson County records, as of November 24, 2025

Owner of Record	2 Individual Names on File
Mailing Address	221 KERRY LN, HENDERSON, KY 42420-4738
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Deed of Trust, Mortgage · Line of Credit FIELD & MAIN BANK
Jan 28, 2022	Deed of Trust, Mortgage · Line of Credit FIELD & MAIN BANK
Mar 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2007 · Amount on File
Deed Sale	May 9, 2007 · Amount on File
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	221 KERRY LN, HENDERSON, KY 42420-4738
Transaction Type	Mortgage
Record Updated	Mar 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1384/188
Date	Feb 24, 2022
Book Page	MT1384/188
Instrument	2022001845

Lender

Name	FIELD & MAIN BANK
Type	Bank
Address	HENDERSON, KY 42420

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Jan 20, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	221 KERRY LN, HENDERSON, KY 42420-4738
Transaction Type	Mortgage
Record Updated	Feb 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0MT1382/66
Date	Jan 28, 2022
Book Page	MT1382/66
Instrument	2022000975

Lender

Name	FIELD & MAIN BANK
Type	Bank
Address	HENDERSON, KY 42420

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 20, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	221 KERRY LN, HENDERSON, KY 42420-4738
Transaction Type	Mortgage
Record Updated	Apr 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1234/259
Date	Mar 7, 2017
Book Page	MT 1234/259
Instrument	2017002663

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 221 Kerry Ln was $2,251.

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Municipality	Henderson City
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,251.00	$203,000	$203,000
2023	$1,895.00 (+0.91%)	$169,500 (-)	$169,500 (-)
2022	$1,878.00	$169,500	$169,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 Kerry Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 Kerry Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Henderson Municipal Power & Light.

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