221 Kay Ln, Anderson, MO 64831 Property Records

McDonald County property record for 221 Kay Ln, Anderson, MO 64831

Property Summary

Property Type	Single Family Home
Details	1 bd · 1,696 sqft · built 1984
Lot Size	1.7 acres (74,052 sqft)
Owner	2 Individual Names on File
Tax Bill	$847 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2023 Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`04-8.0-27-000-000-005.010`

Property Details

APN / Parcel Number

Primary APN	`04-8.0-27-000-000-005.010`

Interior

Bedrooms	1 Bed
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,696 sqft Adjusted Area
1st Floor Area	1,696 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	74,052 sqft (1.7 acres)
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	221 KAY LN
City	ANDERSON
State	MO
Zip	64831-1522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMM AT SW COR SEC 7 TH E 1081.15' TH N 428.94' TO POB TH N 37* W 155.74' ETC
Legal Range	32W
Legal Township	23N
Legal Section	27
Jurisdiction	MCDONALD MO
Township / Civil Division	ERIE MCNATT
Census Block Group	1
Census Block	1013
Census Tract	70401

Owner

221 Kay Ln is owned and occupied by two individuals who acquired it in May 2020.

Source: McDonald County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	221 KAY LN, ANDERSON, MO 64831-1522
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Mar 6, 2023	Deed of Trust, Mortgage · Closed-End Mortgage THE CORNER STONE BANK
Dec 9, 2020	Deed of Trust, Mortgage · Line of Credit THE CORNER STONE BANK
May 7, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2020
Deed Sale	May 7, 2020
Deed Book / Page	2020 / 1102
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDONALD MO
Property Address	221 KAY LN, ANDERSON, MO 64831-1522
Transaction Type	Mortgage
Record Updated	Dec 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 KAY LN, ANDERSON, MO 64831-1522

Mortgage

Document Number	02025/3370
Date	Nov 17, 2025
Book Page	2025/3370
Instrument	202503577

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDONALD MO
Property Address	221 KAY LN, ANDERSON, MO 64831-1522
Transaction Type	Mortgage
Record Updated	Mar 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002023/493
Date	Mar 6, 2023
Book Page	2023/493
Instrument	2023-00000517

Lender

Name	THE CORNER STONE BANK
Type	Bank
Address	SOUTH WEST CITY, MO 64863

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	300 Months
Due	Mar 3, 2048

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDONALD MO
Property Address	221 KAY LN, ANDERSON, MO 64831-1522
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/3375
Date	Dec 9, 2020
Book Page	2020/3375

Lender

Name	THE CORNER STONE BANK
Type	Bank
Address	SOUTH WEST CITY, MO 64863

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 1, 2045

Interest

Rate Type	Adjustable Rate

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDONALD MO
Recording Date	May 7, 2020
Property Address	221 KAY LN, ANDERSON, MO 64831-1522
Document Number	02020/1102
Book / Page	2020 / 1102
Instrument Date	May 1, 2020
Transaction Type	Transfer
Record Updated	Dec 21, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 1254, ANDERSON, MO 64831-1254

Tax Assessment & Valuation

The 2025 property tax bill for 221 Kay Ln was $847.

Source: McDonald County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	McDonald County
Unified School District	McDonald County R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$19,870 (-)	$104,560 (-) Land $11,600 Building $92,960
2025	$847.00	$19,870	$104,560 Land $11,600 Building $92,960
2023	$780.00	$18,350	$96,570 Land $11,050 Building $85,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 Kay Ln in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 15, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	11 (2015–2019)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2019 · 8 claims Severe Storms, Tornadoes, Straight-line Winds And Flooding, Apr 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 Kay Ln is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 87% of Missouri
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
McDonald County Telephone and Internet Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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