221 Kate St, Morse Bluff, NE 68648 Property Records

Saunders County property record for 221 Kate St, Morse Bluff, NE 68648

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,052 sqft · built 1913
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Tax Bill	$643 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2395-20-2-10005-008-9000`

Property Details

APN / Parcel Number

Primary APN	`2395-20-2-10005-008-9000`
Alternative APN	`005669000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,052 sqft Living Area
1st Floor Area	1,052 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	248 sqft
Patio Area	40 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Street Address	221 KATE ST
City	MORSE BLUFF
State	NE
Zip	68648-4873
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	LOT 4 BLK 8 ORIGINAL TOWN MORSE BLUFF; MAP NUMBER: 2395-20-2-10005-008-9000
Legal Range	06
Legal Township	17
Legal Section	20
Legal Subdivision	MORSE BLUFF-O.T.
Legal Block	8
Legal Lot Number	4
Jurisdiction	SAUNDERS NE
Township / Civil Division	MORSE BLUFF
Census Block Group	1
Census Block	1011
Census Tract	968200

Owner

221 Kate St is owned by an individual who acquired it in January 2017.

Source: Saunders County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 124, MORSE BLUFF, NE 68648-0124
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Mar 26, 2018	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE
Jul 15, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Feb 1, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 27, 2017
Transfer Doc	0004860161
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	221 KATE ST, MORSE BLUFF, NE 68648-4873
Transaction Type	Mortgage
Record Updated	Mar 30, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005770498
Date	Mar 9, 2022
Book Page	577/498
Instrument	2022-03-167

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2037

Interest

Rate Type	Fixed Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	221 KATE ST, MORSE BLUFF, NE 68648-4873
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005011295
Date	Mar 26, 2018
Book Page	501/1295
Instrument	2018-03-327

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Interest

Rate Type	Fixed Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	221 KATE ST, MORSE BLUFF, NE 68648-4873
Document Number	0005200108
Instrument Date	Jul 15, 2019
Transaction Type	Mortgage
Record Updated	Aug 5, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 KATE ST MORSE BLUFF NE 686484873, MORSE BLUFF, NE 68648-4873

Mortgage

Document Number	0005200108
Date	Jul 26, 2019
Book Page	000520/000108
Instrument	364

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2049

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAUNDERS NE
Recording Date	Feb 1, 2017
Property Address	221 KATE ST, MORSE BLUFF, NE 68648-4873
Document Number	0004860161
Book / Page	000486 / 000161
Instrument Date	Jan 27, 2017
Transaction Type	Transfer
Record Updated	Apr 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 221 Kate St was $643.

Source: Saunders County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Saunders County
County Subdivision	Morse Bluff Township
Municipality	Morse Bluff Village
Unified School District	North Bend Central Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$643.00	$73,571 Land $4,500 Building $69,071	$73,571 Land $4,500 Building $69,071
2023	$790.00	$66,353 Land $4,500 Building $61,853	$66,353 Land $4,500 Building $61,853

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 Kate St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 3, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	4 (1979–2019)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 Kate St is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 69% of Nebraska
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF MORSE BLUFF serves 117 people · EPA ID NE3115507
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Northeast Nebraska Telephone Company Fiber	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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