221 Joseph Dr, Senatobia, MS 38668 Property Records

Tate County property record for 221 Joseph Dr, Senatobia, MS 38668

Property Summary

Property TypeSingle Family Home
Details3 bd · 2,315 sqft · built 1999
Lot Size1.1 acres (47,916 sqft)
Owner2 Individual Names on Record
Tax Bill$3,593 (2025)
Deeds & MortgagesMar 2026 Mortgage
Apr 2022 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN153 06 0000149

Property Details

APN / Parcel Number

Primary APN153 06 0000149

Interior

Bedrooms3 Beds
Total Rooms7 Rooms
Building Area2,315 sqft Finished Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Exterior MaterialBrick Veneer
Foundation TypeConcrete
Roof TypeHip
Roof MaterialShingle
Lot Area47,916 sqft (1.1 acres)
Garage Area384 sqft
Parking Spaces1 Parking Space
Patio Area550 sqft

Location & Zoning

Street Address221 JOSEPH DR
CitySENATOBIA
StateMS
Zip38668-6396
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 49 MEADOW OAKS S/D 1ST REVISION SEC A & B
Legal Range07
Legal Township06
Legal Section06
Legal SubdivisionMEADOW OAKS S/D
Legal Lot Number49
JurisdictionTATE MS
Township / Civil Division1
Census Block Group2
Census Block2024
Census Tract950302

Owner

Source: Tate County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address221 JOSEPH DR, SENATOBIA, MS 38668-6396
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 5, 2026Deed of Trust, Mortgage
BANKFIRST FINANCIAL SERVICES
Apr 22, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
GUARANTY BANK & TRUST COMPANY
Mar 23, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
GUARANTY BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTATE MS
Property Address221 JOSEPH DR, SENATOBIA, MS 38668-6396
Transaction TypeMortgage
Record UpdatedMar 24, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02026/2749
DateMar 5, 2026
Book Page2026/2749
Lender
NameBANKFIRST FINANCIAL SERVICES
TypeBank
Agreement
AmountAmount Recorded
Term119 Months
DueFeb 27, 2036
Interest
Rate TypeAdjustable Rate

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTATE MS
Property Address221 JOSEPH DR, SENATOBIA, MS 38668-6396
Transaction TypeMortgage
Record UpdatedMay 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02022/6908
DateApr 22, 2022
Book Page2022/6908
Lender
NameGUARANTY BANK & TRUST COMPANY
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTATE MS
Property Address221 JOSEPH DR, SENATOBIA, MS 38668-6396
Transaction TypeMortgage
Record UpdatedApr 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021/5358
DateMar 23, 2021
Book Page2021/5358
Lender
NameGUARANTY BANK & TRUST COMPANY
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Tate County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyTate County
MunicipalitySenatobia City
Unified School DistrictSenatobia Municipal School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,593.00 (+36%)$23,722 (+41.37%) Land $3,500 Building $20,222$237,218 (+41.37%) Land $35,000 Building $202,218
2023$2,642.00$16,780 Land $3,500 Building $13,280$167,800 Land $35,000 Building $132,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims3 (1988–2020)
Claims Outside the SFHA1 of 3
Most Recent ClaimApr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · above 41% of Mississippi
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTRAYHORN W/A-CROCKETT
public/private · serves 2,801 people · EPA ID MS0690006
Water SourceGroundwater
Last State InspectionFeb 2022
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
C Spire Wireless
Fixed Wireless
100 / 20

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