Woodford County property record for 221 Johnson St, Midway, KY 40347
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,088 sqft · built 2000 |
| Owner | Individual Name on Record |
| Last Sale | $102,500 (Nov 2013) |
| Tax Bill | $1,441 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Sep 2019 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 38-6008-012-00 |
| Primary APN | 38-6008-012-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,088 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Block |
| Garage Area | 231 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Account Number | 27059 |
|---|---|
| Street Address | 221 JOHNSON ST |
| City | MIDWAY |
| State | KY |
| Zip | 40347-5062 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2 STORY |
| Jurisdiction | WOODFORD KY |
| Township / Civil Division | MIDWAY |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 50400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Midway Historic District listed 1978 · 177 contributing resources · NRIS 78001415 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Woodford County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 3864, MIDWAY, KY 40347-3864 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 6, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS COMMERCE BANK |
| Sep 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS COMMERCE BANK |
| Aug 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS COMMERCE BANK |
| Sep 5, 2017 | Deed of Trust, Mortgage · Commercial Mortgage CITIZENS COMMERCE NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 8, 2013 · Amount on Record |
| Deed Sale | Nov 8, 2013 · Amount on Record |
| Deed Document Number | 0000277678 |
| Deed Book / Page | 277 / 678 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 221 JOHNSON ST, MIDWAY, KY 40347-5062 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 221 JOHNSON ST, MIDWAY, KY 40347-5062 |
| Document Number | 00M944/142 |
|---|---|
| Date | Apr 6, 2022 |
| Book Page | M944/142 |
| Instrument | 135929 |
| Name | CITIZENS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | NICHOLASVILLE, KY 40356 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Mar 29, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 221 JOHNSON ST, MIDWAY, KY 40347-5062 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M846/245 |
|---|---|
| Date | Sep 18, 2019 |
| Book Page | M846/245 |
| Instrument | 84182 |
| Name | CITIZENS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | VERSAILLES, KY 40383 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 221 JOHNSON ST, MIDWAY, KY 40347-5062 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M877/66 |
|---|---|
| Date | Aug 17, 2020 |
| Book Page | M877/66 |
| Instrument | 91619 |
| Name | CITIZENS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | VERSAILLES, KY 40383 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 221 JOHNSON ST, MIDWAY, KY 40347-5062 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2020 |
| Name | Verified Name |
|---|
| Document Number | M801/630 |
|---|---|
| Date | Sep 5, 2017 |
| Book Page | M801/630 |
| Instrument | 41809 |
| Name | CITIZENS COMMERCE NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | FRANKFORT, KY 40601 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Aug 23, 2032 |
| Rate Type | Adjustable Rate |
|---|
Source: Woodford County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Woodford County |
| Municipality | Midway City |
| Unified School District | Woodford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,441.00 (+20.79%) | $155,500 (+35.22%) | $155,500 (+35.22%) |
| 2023 | $1,193.00 | $115,000 | $115,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDWAY MUNICIPAL WATER WORKS serves 2,174 people · EPA ID KY1200283 |
|---|---|
| Water Source | Purchased surface water from FRANKFORT PLANT BOARD |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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