221 James St, Bethalto, IL 62010 Property Records

Madison County property record for 221 James St, Bethalto, IL 62010

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 840 sqft · built 2002
Lot Size	0.143 acres (6,250 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Jan 2026)
Tax Bill	$5,451 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Sep 2022 Sale + 1 more
APN	`15-2-09-06-13-304-030`

Property Details

APN / Parcel Number

Primary APN	`15-2-09-06-13-304-030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	840 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Bi-Level
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	6,250 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	221 JAMES ST
City	BETHALTO
State	IL
Zip	62010-1317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KELSEYS JAMES E FIRST ADD LOT 21 50X125
Legal Subdivision	KELSEYS JAMES E FIRST ADDN
Legal Lot Number	21
Jurisdiction	MADISON IL
Township / Civil Division	FORT RUSSELL
Census Block Group	2
Census Block	2025
Census Tract	401721

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	221 JAMES ST, BETHALTO, IL 62010-1317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2026	Deed, Transfer · Conventional Mortgage EQUITY PRIME MORTGAGE
Sep 9, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN
Aug 27, 2020	Deed of Trust, Mortgage · Conventional with PMI BUSEY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2026 · Amount on Record
Deed Sale	Jan 7, 2026 · Amount on Record
Prior Sale	Sep 9, 2022 · Amount on Record
Deed Document Number	2026471
Prior Transfer Date	Dec 31, 2025
Prior Transfer Doc	0000000471
Record Updated	Oct 29, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON IL
Recording Date	Jan 7, 2026
Property Address	221 JAMES ST, BETHALTO, IL 62010-1317
Document Number	0000000471
Map Reference	PB 18 PG 5
Instrument Date	Dec 31, 2025
Instrument	2026R00471
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	FIRST AMERICAN TITLE, FATIC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$307.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 39, TROY, IL 62294-0039

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 JAMES ST, BETHALTO, IL 62010-1317
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000472
Date	Jan 7, 2026
Instrument	2026R00472

Lender

Name	EQUITY PRIME MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.5%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Sep 9, 2022
Property Address	221 JAMES ST, BETHALTO, IL 62010-1317
Document Number	0000029754
Map Reference	PB 18 PG 5
Instrument Date	Sep 6, 2022
Instrument	2022R29754
Transaction Type	Transfer
Record Updated	Sep 28, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount Recorded
Tax	$270.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 39, TROY, IL 62294-0039

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	221 JAMES ST, BETHALTO, IL 62010-1317
Document Number	0000031098
Instrument Date	Aug 27, 2020
Transaction Type	Mortgage
Record Updated	Sep 16, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	221 JAMES ST BETHALTO IL 620101317, BETHALTO, IL 62010-1317

Mortgage

Document Number	0000031098
Date	Sep 3, 2020
Instrument	31098

Lender

Name	BUSEY BK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Sep 2, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bethalto Village
County	Madison County
County Subdivision	Fort Russell Township
Unified School District	Bethalto Consolidated Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,451.00 (+5.15%)	$75,810 (+6.79%) Land $3,880 Building $71,930	$227,430 (+6.79%) Land $11,640 Building $215,790
2024	$5,184.00 (+45.5%)	$70,990 (+38.57%) Land $3,630 Building $67,360	$212,970 (+38.43%) Land $10,890 Building $202,080
2022	$3,563.00	$51,230 Land $3,110 Building $48,120	$153,844 Land $9,339 Building $144,505

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1979–2016)
Most Recent Claim	Jul 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHALTO serves 15,210 people · EPA ID IL1190150
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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