Madison County property record for 221 Jackson St, Berea, KY 40403 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,125 sqft |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Jul 2019) |
| Tax Bill | $2,264 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit May 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B010-0004-0010 |
| Primary APN | B010-0004-0010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,125 sqft Living Area |
| Architectural Style | Split Foyer |
|---|---|
| Exterior Material | Wood |
| Garage Type | Mixed |
| Heating Fuel | Electric |
|---|
| Account Number | 49213 |
|---|---|
| Street Address | 221 JACKSON ST |
| City | BEREA |
| State | KY |
| Zip | 40403-1717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 221 JACKSON ST |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 11303 |
Source: Madison County records · APN B010-0004-0010
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 221 JACKSON ST, BEREA, KY 40403-1717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 18, 2022 | Deed of Trust, Mortgage · Line of Credit WHITAKER BANK INC |
| May 05, 2021 | Deed of Trust, Mortgage · Line of Credit WHITAKER BANK INC |
| Jul 17, 2019 | Deed, Transfer PEOPLES BANK & TRUST CO OF MADISON |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 17, 2019 · Amount on Record |
| Deed Sale | Jul 17, 2019 · Amount on Record |
| Deed Document Number | 2013995673 |
| Deed Book / Page | D00776 / 068 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 221 JACKSON ST, BEREA, KY 40403-1717 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 221 JACKSON ST, BEREA, KY 40403-1717 |
| Document Number | 0M2203/364 |
|---|---|
| Date | Nov 18, 2022 |
| Book Page | M2203/364 |
| Instrument | 2014120612 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55439 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 07, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 221 JACKSON ST, BEREA, KY 40403-1717 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0M2049/696 |
|---|---|
| Date | May 05, 2021 |
| Book Page | M2049/696 |
| Instrument | 2014035711 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | BEREA, KY 40403 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 17, 2019 |
| Property Address | 221 JACKSON ST, BEREA, KY 40403-1717 |
| Document Number | D00776/068 |
| Book / Page | D00776 / 068 |
| Instrument Date | Jun 28, 2019 |
| Instrument | 2013995673 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 73 HIGH STREET ROCKLEAZE AYLBURTON NEAR LYDNEY GL1, 73 |
| Name | Verified Name |
|---|---|
| Address | 305 JACKSON ST, BEREA, KY 40403-1719 |
| Document Number | 2013995674 |
|---|---|
| Date | Jul 17, 2019 |
| Instrument | 2013995674 |
| Name | PEOPLES BANK & TRUST CO OF MADISON |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Berea Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,264.00 (-8.89%) Additional exemption filed | $190,000 (-) | $190,000 (-) |
| 2023 | $2,485.00 | $190,000 | $190,000 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510113031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 57 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 57 in force 45 of 57 on primary residences |
| Nearby Flood Claims | 2 (2010–2025) |
| Most Recent Claim | Apr 2025, river or lake flooding, Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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