221 Howard St, Geneva, IL 60134 Property Records

Kane County property record for 221 Howard St, Geneva, IL 60134

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 1,646 sqft · built 2001
Lot Size0.208 acres (9,060 sqft)
OwnerCompany Name on Record
Last Sale$475,000 (Sep 2019)
Tax Bill$15,481 (2025)
Deeds & MortgagesSep 2019 Sale
Flood ZoneZone X (minimal risk)
APN12-02-307-009

Property Details

APN / Parcel Number

Primary APN12-02-307-009

Interior

Bedrooms2 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,646 sqft Living Area
Gross Area3,292 sqft
1st Floor Area1,646 sqft
Basement Area1,646 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Lot Area9,060 sqft (0.208 acres)
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address221 HOWARD ST
CityGENEVA
StateIL
Zip60134-2319
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL1&2 BLK 10 HOWARD & BAIRDS ADD
Legal Subdivision0 HOWARD & BAIRDS ADDN
Legal Block5
Legal Lot Number1,2
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group5
Census Block5013
Census Tract852500

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address221 HOWARD ST, GENEVA, IL 60134-2319
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 17, 2019 · Amount on Record
Deed SaleSep 17, 2019 · Amount on Record
Prior SaleFeb 20, 2004 · Amount on Record
Deed Document Number201943290
Record UpdatedSep 20, 2026

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateSep 17, 2019
Property Address221 HOWARD ST, GENEVA, IL 60134-2319
Document Number0000043290
Instrument DateSep 12, 2019
Instrument43290
Transaction TypeTransfer
Record UpdatedSep 27, 2019
Title CompanyCHICAGO LAND AGENCY SERVICES, CHICAGO LAND AGCY SVCS

Transaction

AmountAmount Recorded
Tax$712.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address3S361 LORANG RD ELBURN IL 601199795, ELBURN, IL 60119-9795

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,481.00 (+6.97%) Homeowner's exemption Senior Citizen's exemption
2024$212,304 (+18.38%) Land $35,511 Building $176,793$637,167 (+18.43%) Land $106,576 Building $530,591
2022$14,472.00 (+21.12%) Homeowner's exemption$179,338 (+3.86%) Land $29,997 Building $149,341$538,014 (+3.86%) Land $89,991 Building $448,023
2021$11,948.00 Homeowner's exemption$172,673 Land $28,882 Building $143,791$518,019 Land $86,646 Building $431,373

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2002–2015)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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