221 Holshouser St, Rockwell, NC 28138 Property Records

Rowan County property record for 221 Holshouser St, Rockwell, NC 28138

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,266 sqft · built 1978
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Sep 2026)
Tax Bill	$1,791 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`364 159`

Property Details

APN / Parcel Number

Primary APN	`364 159`
Alternative APN	`6286150`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,266 sqft Living Area
1st Floor Area	1,266 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Lot Area	22,651 sqft (0.52 acres)
Lot Dimensions	219 ft deep x 103 ft wide
Garage Type	Detached
Garage Area	384 sqft
Porch	Porch
Porch Area	160 sqft
Deck Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	221 HOLSHOUSER ST
City	ROCKWELL
State	NC
Zip	28138-9740
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1:SINGLE
Legal Description	L94-96 & PTL93&131-134 HOLSHOUSER HEIGHTS
Legal Subdivision	HOLSHOUSER HEIGHTS
Jurisdiction	ROWAN NC
Township / Civil Division	GOLD HILL
Census Block Group	3
Census Block	3008
Census Tract	51001

Owner

221 Holshouser St is owned and occupied by two individuals who bought it in September 2026.

Source: Rowan County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	221 HOLSHOUSER ST, ROCKWELL, NC 28138-9740
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Warranty Deed, Transfer · Conventional Mortgage BLUEHARBOR BANK
Oct 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 10, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2026 · Amount on File
Deed Sale	Sep 11, 2026 · Amount on File
Prior Sale	Nov 10, 2020 · Amount on File
Deed Book / Page	1490 / 724
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Sep 11, 2026
Property Address	221 HOLSHOUSER ST, ROCKWELL, NC 28138-9740
Document Number	1490000724
Book / Page	1490 / 724
Instrument Date	Sep 11, 2026
Transaction Type	Transfer
Record Updated	Sep 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 HOLSHOUSER ST, ROCKWELL, NC 28138-9740

Mortgage

Document Number	1490000725,
Date	Sep 11, 2026
Book Page	1490/725

Lender

Name	BLUEHARBOR BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	221 HOLSHOUSER ST, ROCKWELL, NC 28138-9740
Transaction Type	Mortgage
Record Updated	Oct 25, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013860256
Date	Oct 13, 2021
Book Page	1386/256

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Nov 10, 2020
Property Address	221 HOLSHOUSER ST, ROCKWELL, NC 28138-9740
Document Number	0013600755
Book / Page	1360 / 755
Instrument Date	Nov 10, 2020
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$356.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1663 BLANKENSHIP RD, 1663, GOODVIEW, VA 24095-2729

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 HOLSHOUSER ST, ROCKWELL, NC 28138-9740

Mortgage

Document Number	1360756
Date	Nov 10, 2020
Instrument	1360/756

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Dec 1, 2025
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	6.37%
Index	5-Year CMT
Max Rate	10.3%

Tax Assessment & Valuation

The 2026 property tax bill for 221 Holshouser St was $1,791.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Rockwell Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,791.00	$172,283 Land $26,000 Building $146,283	$172,283 Land $26,000 Building $146,283
2023	$1,791.00	$172,283 Land $26,000 Building $146,283	$172,283 Land $26,000 Building $146,283

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 Holshouser St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 Holshouser St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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