221 Highland Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 221 Highland Dr, Aptos, CA 95003 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,144 sqft · built 1938
Lot Size0.142 acres (6,186 sqft)
Owner2 Individual Names on File
Last Sale$348,500 (Apr 1998)
Tax Bill$7,837 (2025)
Deeds & MortgagesSep 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN042-233-20

Property Details

APN / Parcel Number

Primary APN042-233-20
Alternative APN
  • 042-233-20-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Building Area1,144 sqft Living Area
Gross Area1,344 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1938
Construction TypeWood
Roof MaterialWood Shingle
Lot Area6,186 sqft (0.142 acres)
TerrainSteep
View / LotOcean
Garage TypeAttached
Garage Area200 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address221 HIGHLAND DR
CityAPTOS
StateCA
Zip95003-4614
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLK 67 LOT 22
Legal SubdivisionAPTOS BEACH CC PROPERTIES
Legal Block67
Legal Lot Number22
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group3
Census Block3008
Census Tract122205

Owner

Source: Santa Cruz County records · APN 042-233-20

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address221 HIGHLAND DR, APTOS, CA 95003-4614
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 30, 1998 · Amount on Record
Deed SaleApr 30, 1998 · Amount on Record
Deed Document Number199822039
Prior Transfer DateDec 05, 1997
Prior Transfer Doc0000000851
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address221 HIGHLAND DR, APTOS, CA 95003-4614
Transaction TypeMortgage
Record UpdatedOct 11, 2023
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address221 HIGHLAND DR, APTOS, CA 95003-4614

Mortgage

Document Number0000018616
DateSep 29, 2023
Instrument2023-0018616
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2053

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$567,610 (+2%) Land $480,472 Building $87,138
2025$7,837.00 (+10.04%) Homeowner's exemption$556,481 (+4.04%) Land $471,051 Building $85,430
2023$7,122.00 (+2.46%)$534,871 Land $452,759 Building $82,112$1,132,380
2022$6,951.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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