221 Hickory St, Ringgold, GA 30736 Property Records

Catoosa County property record for 221 Hickory St, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,104 sqft · built 1976
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on Record
Last Sale	$154,400 (Apr 2019)
Tax Bill	$1,575 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0037F147000`

Property Details

APN / Parcel Number

Primary APN	`0037F147000`
Alternative APNs	`0037F147` `18440`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,104 sqft Heated Area
1st Floor Area	1,104 sqft
Utility Area	95 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1981
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	141 ft deep x 110 ft wide
Garage Area	361 sqft
Porch	Slab
Porch Area	88 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	18440
Street Address	221 HICKORY ST
City	RINGGOLD
State	GA
Zip	30736-7122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 147 PLEMONS ESTATES
Legal Subdivision	PLEMONS ESTATES
Legal Lot Number	147
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	1
Census Block	1014
Census Tract	30202

Owner

Source: Catoosa County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	221 HICKORY ST, RINGGOLD, GA 30736-7122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Deed of Trust, Mortgage · Conventional with PMI CARDINAL FIN'L
Jan 8, 2020	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAP & INV LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2019 · Amount on Record
Deed Sale	Apr 30, 2019 · Amount on Record
Prior Sale	May 30, 2013
Deed Document Number	2019862
Deed Book / Page	1985 / 534
Prior Transfer Date	Feb 7, 2007
Prior Transfer Doc	0013470716
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	221 HICKORY ST, RINGGOLD, GA 30736-7122
Document Number	0021320726
Instrument Date	Apr 8, 2021
Transaction Type	Mortgage
Record Updated	May 25, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 HICKORY ST RINGGOLD GA 307367122, RINGGOLD, GA 30736-7122

Mortgage

Document Number	0021320726
Date	Apr 27, 2021
Book Page	002132/000726

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Apr 26, 2036

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	221 HICKORY ST, RINGGOLD, GA 30736-7122
Document Number	0020340756
Instrument Date	Jan 8, 2020
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 HICKORY ST RINGGOLD GA 307367122, RINGGOLD, GA 30736-7122

Mortgage

Document Number	0020340756
Date	Feb 18, 2020
Book Page	002034/000756

Lender

Name	VILLAGE CAP & INV LLC
Address	HENDERSON, NV 89052

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 17, 2050

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,575.00 (+15.64%)	$82,980 (+36.34%) Land $12,000 Building $70,980	$207,450 (+36.34%) Land $30,000 Building $177,450
2023	$1,362.00 (+26.7%)	$60,862 Land $12,000 Building $48,862	$152,154 Land $30,000 Building $122,154
2022	$1,075.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2013–2026)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ringgold Telephone Company Fiber	1,000 / 1,000

May also be available: Verizon.

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