221 Harvest Ln, Cincinnati, OH 45237 Property Records

Hamilton County property record for 221 Harvest Ln, Cincinnati, OH 45237

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,082 sqft · built 1940
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$236,000 (Aug 2026)
Tax Bill	$3,670 (2025)
Deeds & Mortgages	Aug 2026 Sale Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`671-0019-0015-00`

Property Details

APN / Parcel Number

Primary APN	`671-0019-0015-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,082 sqft Living Area
Gross Area	2,232 sqft
1st Floor Area	900 sqft
Attic	Attic
Attic Area	432 sqft
Basement Area	900 sqft
Finished Basement	750 sqft
Unfinished Basement	150 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	102 ft deep x 66.7 ft wide
Garage Type	Carport
Garage Area	288 sqft
Carport	Carport
Carport Area	288 sqft
Porch	Open Frame Porch
Porch Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	221 HARVEST LN
City	CINCINNATI
State	OH
Zip	45237-1604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REAR AMITY 66.67 X 102.89IRR R1-T4-S26 SW
Jurisdiction	HAMILTON OH
Township / Civil Division	READING
Census Block Group	2
Census Block	2018
Census Tract	23222

Owner

221 Harvest Ln is owned and occupied by an individual who bought it in August 2026.

Source: Hamilton County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	221 HARVEST LN, CINCINNATI, OH 45237-1604
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Warranty Deed, Transfer LAWYERS TITLE
Feb 14, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2026 · Amount on File
Deed Sale	Aug 6, 2026 · Amount on File
Prior Sale	Jan 9, 2023 · Amount on File
Deed Document Number	202664036
Deed Book / Page	15723 / 1012
Prior Transfer Date	Feb 13, 2008
Prior Transfer Doc	0000035199
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 6, 2026
Property Address	221 HARVEST LN, CINCINNATI, OH 45237-1604
Document Number	0000064036
Book / Page	15723 / 1012
Instrument Date	Jul 24, 2026
Instrument	202664036
Transaction Type	Transfer
Record Updated	Sep 18, 2026
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Tax	$47,672.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 HARVEST LN, CINCINNATI, OH 45237-1604

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 14, 2020
Property Address	221 HARVEST LN, CINCINNATI, OH 45237-1604
Document Number	0000015667
Book / Page	014105 / 001000
Instrument Date	Feb 12, 2020
Instrument	15667
Transaction Type	Transfer
Record Updated	Apr 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	221 HARVEST LN CINCINNATI OH 452371604, CINCINNATI, OH 45237-1604

Mortgage

Document Number	15668
Date	Feb 14, 2020
Book Page	014105/001002
Instrument	15668

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 13, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 221 Harvest Ln was $3,670, up 2.4% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Reading City
Unified School District	Reading Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,670.00 (+2.4%)	$69,248 (-) Land $8,789 Building $60,459	$197,850 Land $25,110 Building $172,740
2024	$3,584.00 (-1.48%)	$69,248 (-) Land $8,789 Building $60,459
2023	$3,638.00 (+10.75%)	$69,248 (+42.9%) Land $8,789 Building $60,459	$197,850 Land $25,110 Building $172,740
2022	$3,285.00 Homeowner's exemption	$48,458 Land $7,063 Building $41,395
2020			$138,450 Land $20,180 Building $118,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 221 Harvest Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 Harvest Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING CITY PWS serves 9,506 people · EPA ID OH3101812
Water Source	Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM
Last State Inspection	Oct 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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