221 Gracey Cv, Geneva, FL 32732 Property Records

Seminole County property record for 221 Gracey Cv, Geneva, FL 32732

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,040 sqft · built 1994
Lot Size	9.78 acres (426,017 sqft)
Owner	Individual Name on File
Last Sale	$395,000 (Nov 2014)
Tax Bill	$3,828 (2025)
Deeds & Mortgages	Nov 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`34-20-32-300-017B-0000`

Property Details

APN / Parcel Number

Primary APN	`34-20-32-300-017B-0000`
Alternative APN	`203234300017B0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,040 sqft Living Area
1st Floor Area	2,040 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Asbestos
Lot Area	426,017 sqft (9.78 acres)
Garage Type	Carport
Garage Area	1,196 sqft
Carport	Carport
Carport Area	1,196 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	2,400 sqft
Shed	1 Shed
Shed Area	2 sqft
Pole Barn	2,064 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	221 GRACEY CV
City	GENEVA
State	FL
Zip	32732-8419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A5
Legal Description	SEC 34 TWP 20S RGE 32E BEG 15 FT S OF INT E R/W SNOW HILL RD & N LI OF S 1/2 OF SW 1/4 OF SW 1/4 OF NW 1/4 RUN E 616.92 FT S 301 FT E 30 FT S 15 FT E 567.75 FT S 330 FT E 82.12 FT S 331.73 FT W 66F4.83 FT N 661.53 FT W 30 FT N 301 FT W 601.92 FT N 15
Legal Range	32E
Legal Township	20S
Legal Section	34
Legal Subdivision	ACREAGE & UNREC
Legal Tract	300
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	3
Census Block	3004
Census Tract	21201

Owner

221 Gracey Cv is owned and occupied by an individual who bought it in November 2014.

Source: Seminole County records, as of December 29, 2025

Owner of Record	Individual Name on File
Mailing Address	221 GRACEY CV, GENEVA, FL 32732-8419
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2014 · Amount on File
Deed Sale	Nov 20, 2014 · Amount on File
Prior Sale	Jun 1, 1993 · Amount on File
Deed Document Number	2014127075
Deed Book / Page	8370 / 97
Transfer Doc	3149000252
Record Updated	Oct 29, 2026

November 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SEMINOLE FL
Recording Date	Nov 12, 2019
Property Address	221 GRACEY CV, GENEVA, FL 32732-8419
Document Number	0094760723
Book / Page	009476 / 000723
Instrument Date	Nov 7, 2019
Instrument	122985
Transaction Type	Construction Loan
Record Updated	Dec 5, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 GRACEY CV GENEVA FL 32732, GENEVA, FL 32732

Mortgage

Document Number	94760723
Date	Nov 12, 2019
Book Page	009476/000723
Instrument	122985

Lender

Name	ROBERT LINDER
Address	500 E JACKSON ST, ORLANDO, FL 32801-2808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Nov 11, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 221 Gracey Cv was $3,828.

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,828.00	$299,312	$554,925 Land $250,986 Building $303,939
2023	$3,520.00 (+2.62%) Homeowner's exemption	$282,405 (+3%)	$492,797 (+4.63%) Land $208,371 Building $284,426
2022	$3,430.00 Homeowner's exemption	$274,180	$470,986 Land $189,431 Building $281,555

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 Gracey Cv in Zone X, an area of minimal flood risk, though there have been 163 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	163 (1994–2024)
Claims Outside the SFHA	15 of 163
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 30 claims Tropical Storm Fay, Sep 2008 · 50 claims Hurricane Frances, Sep 2004 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 Gracey Cv is very high, ranking above 91% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 86% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20