221 Garnet Ave, Newport Beach, CA 92662 Property Records

Orange County property record for 221 Garnet Ave, Newport Beach, CA 92662

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,564 sqft · built 1977
Lot Size0.05 acres (2,187 sqft)
OwnerCompany Name on Record
Last Sale$1,175,000 (Jul 2003)
Tax Bill$19,461 (2025)
Deeds & MortgagesMar 2026 Line of Credit
Apr 2018 Line of Credit
Flood ZoneZone AO (high risk)
APN050-022-18

Property Details

APN / Parcel Number

Primary APN050-022-18

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,564 sqft Living Area
Gross Area2,068 sqft
Basement Area888 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleTraditional
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area2,187 sqft (0.05 acres)
View / LotGood
Garage Area504 sqft
Parking Spaces2 Parking Spaces
Pool TypeSpa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address221 GARNET AVE
CityNEWPORT BEACH
StateCA
Zip92662-1010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionA TR BALBOA ISLAND RESUB SEC 1 BLK 4 LOT 7
Legal SubdivisionRESUBDIVISION OF SEC 1 BALBOA ISLAND
Legal Tract99
Legal Block4
Legal Lot Number7
JurisdictionORANGE CA
Township / Civil DivisionCENTRAL COAST
Census Block Group1
Census Block1006
Census Tract63006

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address221 GARNET AVE, NEWPORT BEACH, CA 92662-1010
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2026Deed of Trust, Mortgage · Line of Credit
P S CAPITAL AND REAL ESTATE
Apr 12, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 9, 2003 · Amount on Record
Deed SaleJul 9, 2003 · Amount on Record
Prior SaleAug 25, 1998 · Amount on Record
Deed Document Number2003805547
Prior Transfer DateJun 23, 1997
Prior Transfer Doc0000331530
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address221 GARNET AVE, NEWPORT BEACH, CA 92662-1010
Transaction TypeMortgage
Record UpdatedApr 14, 2026
Title CompanyFIRST AMERICAN TITLE COMPANY SUBDIV, FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

NameVerified Name
Address221 GARNET AVE, NEWPORT BEACH, CA 92662-1010

Mortgage

Document Number0000090246
DateMar 30, 2026
Instrument2026000090246
Lender
NameP S CAPITAL AND REAL ESTATE
TypeNon-Lending Institution
AddressNEWPORT BEACH, CA 92660
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueApr 1, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address221 GARNET AVE, NEWPORT BEACH, CA 92662-1010
Document Number0000143518
Instrument DateApr 12, 2018
Transaction TypeMortgage
Record UpdatedMay 1, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address221 GARNET AVE NEWPORT BEACH CA 926621010, NEWPORT BEACH, CA 92662-1010

Mortgage

Document Number0000143518
DateApr 23, 2018
Instrument143518
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityNewport Beach City
Unified School DistrictNewport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,704,014 (+2%) Land $1,495,086 Building $208,928
2025$19,461.00 (+1.52%) Homeowner's exemption$1,670,602 (+4.04%) Land $1,465,770 Building $204,832
2024$19,170.00 (+2.25%)
2023$18,749.00 (+1.63%) Homeowner's exemption$1,605,732 Land $1,408,853 Building $196,879
2022$18,449.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AO
high risk · sheet flow 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 169 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies169 in force
Nearby Flood Claims7 (1995–2009)
Most Recent ClaimNov 2009 · other causes
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NEWPORT BEACH
serves 69,520 people · EPA ID CA3010023
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2022
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Cox Communications, GeoLinks, T-Mobile.

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