221 Frederick Dr, Centreville, MD 21617 Property Records

Queen Anne's County property record for 221 Frederick Dr, Centreville, MD 21617

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,928 sqft · built 1995
Lot Size	0.406 acres (17,696 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Jun 2025)
Tax Bill	$4,395 (2025)
Deeds & Mortgages	Jun 2020 Loan Modification Dec 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`03-027732`

Property Details

APN / Parcel Number

Primary APN	`03-027732`
Alternative APNs	`3027732` `027732`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,928 sqft Total Area
Utility Area	528 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Siding
Roof Material	Wood Shingle
Lot Area	17,696 sqft (0.406 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	027732
Street Address	221 FREDERICK DR
City	CENTREVILLE
State	MD
Zip	21617-2085
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 10 -PLAT 2 WETHERBEE II
Legal Subdivision	WETHERBEE 02
Legal Lot Number	10
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	3, CENTREVILLE
Census Block Group	1
Census Block	1028
Census Tract	810400

Owner

Source: Queen Anne's County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	221 FREDERICK DR, CENTREVILLE, MD 21617-2085
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2020	Loan Modification, Mortgage · VA Mortgage SHELLPOINT MTG SVCNG
Dec 12, 2018	Loan Modification, Mortgage · Conventional with PMI SHELLPOINT MTG SVCNG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2025 · Amount on Record
Deed Sale	Jun 30, 2025 · Amount on Record
Prior Sale	Jan 14, 2025 · Amount on Record
Deed Book / Page	4597 / 252
Record Updated	Oct 29, 2026

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	QUEEN ANNE'S MD
Property Address	221 FREDERICK DR, CENTREVILLE, MD 21617-2085
Document Number	0033980117
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 FREDERICK DR CENTREVILLE MD 216172085, CENTREVILLE, MD 21617-2085

Mortgage

Document Number	0033980117
Date	Jul 27, 2020
Book Page	003398/000117

Lender

Name	SHELLPOINT MTG SVCNG
Address	GREENVILLE, SC 29601

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jul 26, 2060

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	QUEEN ANNE'S MD
Property Address	221 FREDERICK DR, CENTREVILLE, MD 21617-2085
Document Number	0030820207
Instrument Date	Dec 12, 2018
Transaction Type	Mortgage
Record Updated	May 21, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 FREDERICK DR CENTREVILLE MD 216172085, CENTREVILLE, MD 21617-2085

Mortgage

Document Number	0030820207
Date	May 8, 2019
Book Page	003082/000207

Lender

Name	SHELLPOINT MTG SVCNG
Address	GREENVILLE, SC 29601

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	420 Months
Due	May 7, 2054

Interest

Rate	4.62%

Tax Assessment & Valuation

Source: Queen Anne's County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Municipality	Centreville Town
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$348,000 (+6.65%)	$369,700 (-) Land $138,100 Building $231,600
2025	$4,395.00 (-1.63%) Homeowner's exemption	$326,300 (+7.84%)	$369,700 (+21.37%) Land $138,100 Building $231,600
2023	$4,468.00	$302,567	$304,600 Land $116,200 Building $188,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	10 (1979–2024)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CENTREVILLE serves 3,322 people · EPA ID MD0170001
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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