Cherokee County property record for 221 Ford Rd, Gaffney, SC 29340
| Property Type | Single Family Home |
|---|---|
| Details | 1,040 sqft · built 2023 |
| Lot Size | 0.739 acres (32,234 sqft) |
| Owner | Individual on Record |
| Last Sale | $196,000 (Sep 2023) |
| Tax Bill | $1,025 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 023139-23-3 |
| Primary APN | 023139-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,040 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Siding |
| Lot Area | 32,234 sqft (0.739 acres) |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 148 sqft |
| Street Address | 221 FORD RD |
|---|---|
| City | GAFFNEY |
| State | SC |
| Zip | 29340-4633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FORD RD LOT 1 0.74 AC DB 164 948 PB 145 1453 |
| Legal Lot Number | 1 |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 970503 |
Source: Cherokee County assessment roll, as of September 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 221 FORD RD, GAFFNEY, SC 29340-4633 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 7, 2023 · Amount on Record |
| Deed Sale | Sep 7, 2023 · Amount on Record |
| Deed Document Number | 202300005110 |
| Deed Book / Page | 164 / 948 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Sep 7, 2023 |
| Property Address | 221 FORD RD, GAFFNEY, SC 29340-4633 |
| Document Number | 0001640948 |
| Book / Page | 164 / 948 |
| Map Reference | MB 145 PG 1453 |
| Instrument Date | Aug 31, 2023 |
| Instrument | 202300005110 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 390 SHELTON RD, TRAVELERS REST, SC 29690-9754 |
| Document Number | 202300005111 |
|---|---|
| Date | Sep 7, 2023 |
| Instrument | 202300005111 |
| Name | CONSUMER REAL ESTATE FINANCE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2053 |
Source: Cherokee County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,025.00 (+428.35%) Homeowner's exemption | $7,740 (+1,19%) Land $800 Building $6,940 | $193,400 (+1,834%) Land $20,000 Building $173,400 |
| 2023 | $194.00 (+5.43%) | $600 (-) Land $600 | $10,000 (-) Land $10,000 |
| 2022 | $184.00 | $600 Land $600 | $10,000 Land $10,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2004–2009) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GAFFNEY BPW serves 24,290 people · EPA ID SC1110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
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