221 Flat Rd, Mercer, PA 16137 Property Records

Mercer County property record for 221 Flat Rd, Mercer, PA 16137

Property Summary

Property TypeSingle Family Home
Details1,624 sqft · built 2018
Lot Size4.71 acres (205,168 sqft)
OwnerIndividual Name on Record
Tax Bill$2,875 (2026)
Deeds & MortgagesMay 2022 Mortgage
May 2019 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN04 161 005 004

Property Details

APN / Parcel Number

Primary APN04 161 005 004

Interior

Stories1 Story
Building Area1,624 sqft Living Area

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Lot Area205,168 sqft (4.71 acres)
Lot Dimensions80 ft deep x 16 ft wide

Location & Zoning

Street Address221 FLAT RD
CityMERCER
StatePA
Zip16137-2911
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHS GR SH LOT 4
Legal SubdivisionCAROLYN GARRETT SUBDIVISION
Legal Lot Number4
JurisdictionMERCER PA
Township / Civil DivisionEAST LACKAWANNOCK
Census Block Group5
Census Block5014
Census Tract32601

Owner

Source: Mercer County records, as of April 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address221 FLAT RD, MERCER, PA 16137-2911
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 23, 2022Deed of Trust, Mortgage · Conventional Mortgage
MERCER COUNTY STATE BANK
May 22, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
MERCER COUNTY STATE BANK
Dec 5, 2017Intrafamily Transfer, Transfer · Construction Mortgage
MERCER COUNTY STATE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateNov 30, 2017
Transfer Doc0000011170
Record UpdatedJun 8, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER PA
Property Address221 FLAT RD, MERCER, PA 16137-2911
Transaction TypeMortgage
Record UpdatedJul 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202200004787
DateMay 23, 2022
Instrument2022-00004787
Lender
NameMERCER COUNTY STATE BANK
TypeBank
AddressSANDY LAKE, PA 16145
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2037

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER PA
Property Address221 FLAT RD, MERCER, PA 16137-2911
Transaction TypeMortgage
Record UpdatedJul 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019000004062
DateMay 22, 2019
Instrument20190-00004062
Lender
NameMERCER COUNTY STATE BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

December 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMERCER PA
Recording DateDec 5, 2017
Property Address221 FLAT RD, MERCER, PA 16137-2911
Document Number201700011170
Instrument DateNov 30, 2017
Instrument2017-00011170
Transaction TypeTransfer
Record UpdatedJul 14, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201700011171
DateDec 5, 2017
Instrument2017-00011171
Lender
NameMERCER COUNTY STATE BANK
TypeBank
AddressSANDY LAKE, PA 16145
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of April 9, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyMercer County
County SubdivisionEast Lackawannock Township
Unified School DistrictMercer Area School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,875.00 (+6.8%) Homeowner's exemption$28,750 (-) Land $1,050 Building $27,700
2024$28,750 (-) Land $1,050 Building $27,700
2023$2,692.00$28,750 Land $1,050 Building $27,700
1974$28,750 Land $1,050 Building $27,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Flat Rd

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