Cherokee County property record for 221 Farm Wind Rd, Gaffney, SC 29341
| Property Type | Single Family Home |
|---|---|
| Details | 2,007 sqft · built 2000 |
| Lot Size | 0.64 acres (27,878 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $387,000 (Sep 2026) |
| Tax Bill | $1,097 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Apr 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 008922-23-3 |
| Primary APN | 008922-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,007 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick Veneer |
| Lot Area | 27,878 sqft (0.64 acres) |
| Garage Area | 492 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Account Number | 008922-23-3 |
|---|---|
| Street Address | 221 FARM WIND RD |
| City | GAFFNEY |
| State | SC |
| Zip | 29341-3543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 221 FARMWIND RD 14M 316/B78 4 NEW HOUSE FOR 2000/PK UP 9-99 SQ FT OF HOUSE CORRECTED FOR 2000 |
| Legal Subdivision | PLANTATION POINTE SUBDIVISION PHASE TWO |
| Legal Lot Number | 36 |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 970204 |
Source: Cherokee County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 221 FARM WIND RD, GAFFNEY, SC 29341-3543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 3, 2026 | Deed, Transfer · VA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Apr 16, 2026 | Deed of Trust · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Apr 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2026 · Amount on Record |
| Deed Sale | Sep 3, 2026 · Amount on Record |
| Prior Sale | Nov 9, 2001 |
| Deed Document Number | 20265045 |
| Deed Book / Page | 203 / 762 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Sep 3, 2026 |
| Property Address | 221 FARM WIND RD, GAFFNEY, SC 29341-3543 |
| Document Number | 0000005045 |
| Book / Page | 203 / 762 |
| Instrument Date | Sep 1, 2026 |
| Instrument | 20265045 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $101,626.20 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 221 FARM WIND RD, GAFFNEY, SC 29341-3543 |
| Document Number | 0000005045, |
|---|---|
| Date | Sep 3, 2026 |
| Instrument | 20265045 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Apr 16, 2026 |
| Property Address | 221 FARM WIND RD, GAFFNEY, SC 29341-3543 |
| Document Number | 0000002005 |
| Book / Page | 197 / 218 |
| Instrument Date | Apr 9, 2026 |
| Instrument | 2026.2005 |
| Record Updated | Apr 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 221 FARM WIND RD, GAFFNEY, SC 29341-3543 |
| Document Number | 0000002005, |
|---|---|
| Date | Apr 16, 2026 |
| Book Page | 197/218 |
| Instrument | 2026.2005 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Apr 16, 2026 |
| Property Address | 221 FARM WIND RD, GAFFNEY, SC 29341-3543 |
| Document Number | 0001970218 |
| Book / Page | 197 / 218 |
| Instrument Date | Apr 9, 2026 |
| Instrument | 20262005 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 221 FARM WIND RD, GAFFNEY, SC 29341-3543 |
| Document Number | 0000002005, |
|---|---|
| Date | Apr 16, 2026 |
| Book Page | 197/218 |
| Instrument | 20262005 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Cherokee County assessment roll, as of November 20, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,097.00 (+19.5%) Homeowner's exemption | $8,820 (-) Land $1,000 Building $7,820 | $220,500 (-) Land $25,000 Building $195,500 |
| 2023 | $918.00 | $8,820 Land $1,000 Building $7,820 | $220,500 Land $25,000 Building $195,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DANIEL MORGAN WATER DISTRICT (1120001) serves 5,746 people · EPA ID SC1120001 |
|---|---|
| Water Source | Purchased surface water from GRASSY POND WATER CO INC |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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