Gaston County property record for 221 Falling Rdg, Belmont, NC 28012
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2 ba · 1,110 sqft · built 2008 |
| Lot Size | 0.02 acres (871 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $280,000 (Apr 2022) |
| Tax Bill | $2,424 (2026) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 214036 |
| Primary APN | 214036 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,110 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 871 sqft (0.02 acres) |
| Porch | Porch |
| Porch Area | 24 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 221 FALLING RDG |
|---|---|
| City | BELMONT |
| State | NC |
| Zip | 28012-3066 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R2 |
| Legal Description | WATERS EDGE BLDG 38 L 112 15 022 005 05 000 |
| Legal Subdivision | WATERS EDGE SUBDIVISION MAP 2 |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 31203 |
Source: Gaston County records, as of August 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6007 ELEANOR RIGBY RD, CHARLOTTE, NC 28278-0122 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2022 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Jul 31, 2020 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 21, 2022 · Amount on Record |
| Deed Sale | Apr 21, 2022 · Amount on Record |
| Prior Sale | Jul 31, 2020 · Amount on Record |
| Deed Book / Page | 5330 / 1719 |
| Prior Transfer Date | Jul 31, 2012 |
| Prior Transfer Doc | 0046380130 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Apr 21, 2022 |
| Property Address | 221 FALLING RDG, BELMONT, NC 28012-3066 |
| Document Number | 0053301719 |
| Book / Page | 5330 / 1719 |
| Map Reference | MB 74 PG 38 |
| Instrument Date | Apr 21, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2022 |
| Title Company | INTEGRA TITLE SERVICES LLC, INTEGRATED TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $560.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 811 EARTH 11TH ST, 811, AUSTIN, TX 78702 |
| Name | Verified Name |
|---|---|
| Address | 221 FALLING RDG, BELMONT, NC 28012-3066 |
| Document Number | 0053301721 |
|---|---|
| Date | Apr 21, 2022 |
| Instrument | 5330/1721 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Jul 31, 2020 |
| Property Address | 221 FALLING RDG, BELMONT, NC 28012-3066 |
| Document Number | 0051430605 |
| Book / Page | 5143 / 605 |
| Map Reference | MB 75 PG 85 |
| Instrument Date | Jul 30, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $364.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 801 RIVER PARK RD, 801, BELMONT, NC 28012-3068 |
| Name | Verified Name |
|---|---|
| Address | 221 FALLING RDG, BELMONT, NC 28012-3066 |
| Document Number | 5143608 |
|---|---|
| Date | Jul 31, 2020 |
| Instrument | 5143/608 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Aug 1, 2025 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 6.37% |
| Index | 5-Year CMT |
| Max Rate | 10.3% |
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Mount Holly City |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,424.00 | $241,500 (-) Land $38,000 Building $203,500 | |
| 2025 | $2,424.00 (-1.1%) | $241,500 (-) Land $38,000 Building $203,500 | |
| 2023 | $2,451.00 | $241,500 Land $38,000 Building $203,500 | |
| 2021 | $150,080 Land $32,500 Building $117,580 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOUNT HOLLY serves 19,200 people · EPA ID NC0136020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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