221 Fairmount Ter, Fairfield, CT 06825 Property Records

Fairfield Town property record for 221 Fairmount Ter, Fairfield, CT 06825

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,600 sqft · built 1954
Lot Size	0.48 acres (20,900 sqft)
Owner	Individual Name on File
Last Sale	$601,500 (Aug 2019)
Tax Bill	$11,540 (2026)
Deeds & Mortgages	Jan 2024 Mortgage Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`FAIR M:30 B:5`

Property Details

APN / Parcel Number

Primary APN	`FAIR M:30 B:5`
Alternative APNs	`FFLD M:30 B:5` `M:030 L:005 X` `6823`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,600 sqft Living Area
Gross Area	5,244 sqft
Basement Area	1,496 sqft
Unfinished Basement	544 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,900 sqft (0.48 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	6823
Street Address	221 FAIRMOUNT TER
City	FAIRFIELD
State	CT
Zip	06825-1758
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	5
Jurisdiction	FAIRFIELD CT
Township / Civil Division	FAIRFIELD
Census Block Group	2
Census Block	2002
Census Tract	61100

Owner

221 Fairmount Ter is owned and occupied by an individual who bought it in August 2019.

Source: Fairfield Town records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	221 FAIRMOUNT TER, FAIRFIELD, CT 06825-1758
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jun 9, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) SECRETARY HOUSING URBAN DEVELOPMENT
Aug 30, 2019	Warranty Deed, Transfer · FHA Mortgage CITIZENS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2019 · Amount on File
Deed Sale	Aug 30, 2019 · Amount on File
Prior Sale	Jul 1, 2014 · Amount on File
Deed Document Number	20192019-5746
Deed Book / Page	5815 / 346
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	221 FAIRMOUNT TER, FAIRFIELD, CT 06825-1758
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006478-167
Date	Jan 25, 2024
Book Page	6478/167
Instrument	2024-359

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Feb 1, 2049

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	221 FAIRMOUNT TER, FAIRFIELD, CT 06825-1758
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006324-163
Date	Jun 9, 2022
Book Page	6324/163
Instrument	2022-4105

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	325 Months
Due	Jul 1, 2049

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD CT
Recording Date	Aug 30, 2019
Property Address	221 FAIRMOUNT TER, FAIRFIELD, CT 06825-1758
Document Number	5815-346
Book / Page	5815 / 346
Instrument Date	Aug 12, 2019
Instrument	2019-5746
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20195747
Date	Aug 30, 2019
Instrument	2019-5747

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 221 Fairmount Ter was $11,540, up 2.5% from the year before.

Source: Fairfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Fairfield Town
Unified School District	Fairfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,540.00 (+2.49%)	$601,370 (+51.62%) Land $495,110 Building $106,260	$1,070,249 (+285.49%)
2025	$11,260.00	$396,620 Land $249,130 Building $147,490	$277,634 Land $174,391 Building $103,243
2024	$11,260.00 (+3.2%)
2023	$10,911.00	$396,620 Land $249,130 Building $147,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 Fairmount Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 221 Fairmount Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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