221 Estes Park Estates Dr, Lyons, CO 80540 Property Records

Larimer County property record for 221 Estes Park Estates Dr, Lyons, CO 80540

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.75 ba · 3,597 sqft · built 2008
Lot Size	2.96 acres (129,189 sqft)
Owner	Individual Name on File
Last Sale	$1,150,000 (Sep 2022)
Tax Bill	$5,734 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14283-13-007`

Property Details

APN / Parcel Number

Primary APN	`14283-13-007`
Alternative APN	`R0582948`

Interior

Bedrooms	3 Beds
Full Baths	3.75 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,597 sqft Living Area
Gross Area	4,746 sqft
Attic	Attic
Attic Area	1,200 sqft
Basement Area	1,149 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2022
Architectural Style	Bi-Level
Exterior Material	Other
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	129,189 sqft (2.96 acres)
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Porch Area	288 sqft
Deck Area	84 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	R0582948
Street Address	221 ESTES PARK ESTATES DR
City	LYONS
State	CO
Zip	80540-8264
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	O
Legal Description	LOT 7A, ESTES PARK ESTATES, OF LOT CONSOLIDATION RESOLUTION OF LOT 7 AND LOT 2 OF THE AMD LOTS 5 & 6, ESTES PARK ESTATES, COUNTY OF LARIMER, STATE OF COLORADO (20060093002)
Legal Range	71W
Legal Township	4N
Legal Section	28
Legal Subdivision	ESTES PARK ESTATES
Legal Lot Number	7A
Jurisdiction	LARIMER CO
Township / Civil Division	ESTES PARK
Census Block Group	1
Census Block	1046
Census Tract	1905

Owner

221 Estes Park Estates Dr is owned and occupied by an individual who acquired it in February 2023.

Source: Larimer County records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	221 ESTES PARK ESTATES DR, LYONS, CO 80540-8264
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK
Mar 9, 2023	Beneficiary Deed, Transfer
Sep 15, 2022	Special Warranty Deed, Transfer · Conventional Mortgage NFM INC
Jun 22, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF COLORADO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2022 · Amount on File
Deed Sale	Sep 15, 2022 · Amount on File
Prior Sale	Aug 4, 2003 · Amount on File
Deed Document Number	202256686
Last Transfer Date	Feb 24, 2023
Transfer Doc	0000009203
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Recording Date	Jul 22, 2026
Property Address	221 ESTES PARK ESTATES DR, LYONS, CO 80540-8264
Document Number	0000036370
Instrument Date	Jul 15, 2026
Instrument	202636370
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 ESTES PARK ESTATES DR, LYONS, CO 80540-8264

Mortgage

Document Number	0000036370,
Date	Jul 22, 2026
Instrument	202636370

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	LARIMER CO
Recording Date	Mar 9, 2023
Property Address	221 ESTES PARK ESTATES DR, LYONS, CO 80540-8264
Document Number	0000009203
Instrument Date	Feb 24, 2023
Instrument	20230009203
Transaction Type	Transfer
Record Updated	Mar 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 ESTES PARK ESTATES DR, LYONS, CO 80540-8264

September 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Sep 15, 2022
Property Address	221 ESTES PARK ESTATES DR, LYONS, CO 80540-8264
Document Number	0000056686
Instrument Date	Sep 15, 2022
Instrument	20220056686
Transaction Type	Transfer
Record Updated	Sep 21, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$115.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 ESTES PARK ESTATES DR, LYONS, CO 80540-8264

Mortgage

Document Number	0000056687
Date	Sep 15, 2022
Instrument	20220056687

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	221 ESTES PARK ESTATES DR, LYONS, CO 80540-8264
Transaction Type	Mortgage
Record Updated	Jun 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060677
Date	Jun 22, 2021
Instrument	20210060677

Lender

Name	BANK OF COLORADO
Type	Bank
Address	ESTES PARK, CO 80517

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 221 Estes Park Estates Dr was $5,734.

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Unified School District	Estes Park School District R-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,734.00	$64,388 Land $9,375 Building $55,013	$1,030,200 Land $150,000 Building $880,200
2023	$6,182.00 (+25.6%)	$77,050 (+40.15%) Land $10,050 Building $67,000	$1,150,000 (+45.39%) Land $150,000 Building $1,000,000
2022	$4,922.00	$54,975 Land $4,796 Building $50,179	$791,000 Land $69,000 Building $722,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 221 Estes Park Estates Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 Estes Park Estates Dr is extreme, ranking above 96% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 98.8% of Colorado
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
xBar7 Communications Fixed Wireless · Fiber in parts of the area	200 / 200
Rise Broadband Fixed Wireless	50 / 10

May also be available: Vistabeam.

Cell Coverage

4G LTE only, no 5G reported

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