221 Emerald Dr, Billings, MT 59105 Property Records

Yellowstone County property record for 221 Emerald Dr, Billings, MT 59105

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,430 sqft · built 1983
Lot Size	0.31 acres (13,483 sqft)
Owner	Individual Name on File
Last Sale	$266,000 (Sep 2022)
Tax Bill	$2,485 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Feb 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`000A122660`

Property Details

APN / Parcel Number

Primary APN	`000A122660`
Alternative APNs	`03-1033-27-2-04-01-0000` `R0312502` `A122660` `A12266`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,430 sqft Living Area
Gross Area	2,556 sqft
1st Floor Area	1,292 sqft
Basement Area	1,264 sqft
Finished Basement	1,138 sqft
Unfinished Basement	126 sqft
Family Room	Family Room

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2000
Architectural Style	Bi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,483 sqft (0.31 acres)
View / Lot	Neighborhood / Spot
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	55 sqft
Deck Area	Deck Area
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	221 EMERALD DR
City	BILLINGS
State	MT
Zip	59105-3062
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-96
Legal Description	OLEARY SUBD, S27, T01 N, R26 E, BLOCK 2, LOT 1
Legal Range	26E
Legal Township	01N
Legal Section	27
Legal Subdivision	OLEARY SUBD
Legal Block	2
Legal Lot Number	1
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	2
Census Block	2023
Census Tract	704

Owner

221 Emerald Dr is owned and occupied by an individual who bought it in September 2022.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	221 EMERALD DR, BILLINGS, MT 59105-3062
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Feb 28, 2020	Warranty Deed, Transfer · Stand-Alone Refinance US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2022 · Amount on File
Deed Sale	Sep 16, 2022 · Amount on File
Prior Sale	Feb 28, 2020 · Amount on File
Deed Document Number	20224030069
Prior Transfer Date	Jan 10, 2007
Prior Transfer Doc	0003407070
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Sep 16, 2022
Property Address	221 EMERALD DR, BILLINGS, MT 59105-3062
Document Number	0004030069
Map Reference	DOC 597508
Instrument Date	Sep 13, 2022
Instrument	4030069
Transaction Type	Transfer
Record Updated	Oct 5, 2022
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 EMERALD DR, BILLINGS, MT 59105-3062

Mortgage

Document Number	0004030070
Date	Sep 16, 2022
Instrument	4030070

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Feb 28, 2020
Property Address	221 EMERALD DR, BILLINGS, MT 59105-3062
Document Number	0003912892
Instrument Date	Feb 28, 2020
Instrument	3912892
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	MISC COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 EMERALD DR, BILLINGS, MT 59105-3062

Mortgage

Document Number	0003912893
Date	Feb 28, 2020
Instrument	3912893

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 221 Emerald Dr was $2,485, down 26.1% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$377,000 (-) Land $68,581 Building $308,419	$377,000 (-) Land $68,581 Building $308,419
2025	$2,485.00 (-26.06%)	$377,000 Land $68,581 Building $308,419	$377,000 Land $68,581 Building $308,419
2024	$3,361.00 (+11.25%)
2023	$3,021.00	$338,600	$338,600 Land $63,685 Building $274,915

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 Emerald Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Jun 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 Emerald Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisp West Fixed Wireless	200 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Emerald Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures