221 Elm Ct, Rhinelander, WI 54501 Property Records

Oneida County property record for 221 Elm Ct, Rhinelander, WI 54501

Property Summary

Property Type	Single Family Home
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$218,000 (Jul 2022)
Tax Bill	$4,675 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jul 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`RH 536`

Property Details

APN / Parcel Number

Primary APN	`RH 536`

Exterior

Lot Area	9,583 sqft (0.22 acres)

Location & Zoning

Street Address	221 ELM CT
City	RHINELANDER
State	WI
Zip	54501-3459
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 835398/793667 2ND ADD LOT 10 & W10' LOT 11 BLK 24
Legal Range	09E
Legal Township	36N
Legal Section	05
Legal Subdivision	2ND ADD
Legal Block	24
Legal Lot Number	10,11
Jurisdiction	ONEIDA WI
Township / Civil Division	RHINELANDER
Census Block Group	4
Census Block	4037
Census Tract	971400

Owner

221 Elm Ct is owned and occupied by two individuals who bought it in July 2022.

Source: Oneida County records, as of June 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	221 ELM CT, RHINELANDER, WI 54501-3459
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust, Mortgage · Line of Credit NICOLET NATIONAL BANK
Jul 12, 2022	Warranty Deed, Transfer · Conventional Mortgage ACCUNETMORTGAGE.COM LLC
Jun 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage BAXTER CU
May 31, 2019	Warranty Deed, Transfer · Conventional Mortgage BAXTER CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2022 · Amount on File
Deed Sale	Jul 12, 2022 · Amount on File
Prior Sale	May 31, 2019 · Amount on File
Deed Document Number	2022835398
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Recording Date	Jun 10, 2026
Property Address	221 ELM CT, RHINELANDER, WI 54501-3459
Document Number	0000872195
Instrument Date	Jun 4, 2026
Instrument	2026872195
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 ELM CT, RHINELANDER, WI 54501-3459

Mortgage

Document Number	0000872195,
Date	Jun 10, 2026
Instrument	2026872195

Lender

Name	NICOLET NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2056

Interest

Rate	6.37%
Max Rate	-1%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA WI
Recording Date	Jul 12, 2022
Property Address	221 ELM CT, RHINELANDER, WI 54501-3459
Document Number	0000835398
Instrument Date	Jul 8, 2022
Instrument	835398
Transaction Type	Transfer
Record Updated	Jul 26, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$654.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1425 MANISTIQUE AVE, SOUTH MILWAUKEE, WI 53172-3049

Mortgage

Document Number	0000835399
Date	Jul 12, 2022
Instrument	835399

Lender

Name	ACCUNETMORTGAGE.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	221 ELM CT, RHINELANDER, WI 54501-3459
Transaction Type	Mortgage
Record Updated	Jun 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000834201
Date	Jun 2, 2022
Instrument	834201

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	11 Months
Due	May 30, 2023

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA WI
Recording Date	May 31, 2019
Property Address	221 ELM CT, RHINELANDER, WI 54501-3459
Document Number	0000793667
Instrument Date	May 31, 2019
Instrument	793667
Transaction Type	Transfer
Record Updated	Apr 7, 2022
Title Company	SHORELINE TITLE LLC, SHORELINE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 ELM CT, RHINELANDER, WI 54501-3459

Mortgage

Document Number	0000793668
Date	May 31, 2019
Instrument	793668

Lender

Name	BAXTER CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 221 Elm Ct was $4,675 with a homeowner's exemption.

Source: Oneida County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Oneida County
Municipality	Rhinelander City
Unified School District	Rhinelander School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,675.00	$169,800 Land $9,000 Building $160,800	$287,958 Land $15,263 Building $272,695
2023	$4,005.00 Homeowner's exemption	$169,800 Land $9,000 Building $160,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 Elm Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 Elm Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RHINELANDER WATER & WASTEWATER serves 8,234 people · EPA ID WI7440126
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Bug Tussel Wireless.

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