221 Eddy St, Springfield, MA 01104 Property Records

Hampden County and Springfield City property record for 221 Eddy St, Springfield, MA 01104 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1937
Square Footage984 sqft Living Area
Lot Size5,001 sqft (0.115 acres)
OccupancyOwner Occupied
Last Sale$150,000 (2021)
Tax Bill$4,314.00 (2025)

Property Details

APN / Parcel Number

Primary APNSPRI S:04370 P:0047
Alternative APN
  • 43700047

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area984 sqft Living Area
1st Floor328 sqft 1st Floor
Basement Area173 sqft Basement
Unfinished Basement173 sqft Unfinished
Stories2 Stories

Exterior

Year BuiltBuilt 1937
Effective Year BuiltEffective 1937
Architectural StyleOther Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionShed Roof Construction
Lot Area5,001 sqft (0.115 acres)
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number43700047
Street Address221 EDDY ST
CitySPRINGFIELD
StateMA
Zip01104-2675
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
JurisdictionSPRINGFIELD MA
Minor Civil DivisionSPRINGFIELD
Census Blockgroup3
Census Block3000
Census Tract800300

Owner

Source: Hampden County and Springfield City records · APN SPRI S:04370 P:0047

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address221 EDDY ST, SPRINGFIELD, MA 01104-2675
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 02, 2026Deed of Trust, Mortgage · Stand Alone Second Mortgage
PENNYMAC LOAN SERVICES LLC
Apr 02, 2021Deed of Trust, Mortgage · Stand Alone First Mortgage
SPRINGFIELD, CITY OF
Apr 02, 2021Quit Claim Arm's Length for NE States, Transfer · Federal Housing Administration (FHA) Mortgage
INLAND BANK & TRUST
Jul 31, 2020Foreclosure
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 02, 2021 · Amount on Record
Deed SaleApr 02, 2021 · Amount on Record
Prior SaleJul 31, 2020 · Amount on Record
Deed Doc Number202122602
Deed Book / Page23803 / 378
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Recording DateJul 02, 2026
Property Address221 EDDY ST, SPRINGFIELD, MA 01104-2675
Document Number0000030898
Book / Page26402 / 593
Instrument DateJun 27, 2026
Instrument202630898
Transaction TypeMortgage
Record UpdatedJul 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address221 EDDY ST, SPRINGFIELD, MA 01104-2675

Mortgage

Document Number0000030898,
DateJul 02, 2026
Book Page26402/593
Instrument202630898
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueAug 01, 2046
Interest
Rate6.53%
Max Rate-1%

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address221 EDDY ST, SPRINGFIELD, MA 01104-2675
Transaction TypeMortgage
Record UpdatedAug 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number023803-399
DateApr 02, 2021
Book Page23803/399
Instrument22605
Lender
NameSPRINGFIELD, CITY OF
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

April 2021: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionSPRINGFIELD MA
Recording DateApr 02, 2021
Property Address221 EDDY ST, SPRINGFIELD, MA 01104-2675
Document Number23803-378
Book / Page23803 / 378
Instrument DateApr 02, 2021
Instrument22602
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 OAK ST APT 301, 301, SPRINGFIELD, MA 01109-4261

Mortgage

Document Number22603
DateApr 02, 2021
Instrument22603
Lender
NameINLAND BANK & TRUST
TypeBank
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded

Mortgage

Document Number023803-393
DateApr 02, 2021
Book Page23803/393
Instrument22604
Lender
NameINLAND BANK & TRUST
TypeBank
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

July 2020: Foreclosure

Document TypeForeclosure
JurisdictionSPRINGFIELD MA
Recording DateJul 31, 2020
Property Address221 EDDY ST, SPRINGFIELD, MA 01104-2675
Document Number23343-215
Book / Page023343 / 000215
Instrument DateMay 12, 2020
Instrument41905
Transaction TypeForeclosure
Record UpdatedAug 18, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$398.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address51 PARK AVE WEST SPRINGFIELD MA 010893386, WEST SPRINGFIELD, MA 01089-3386

Tax Assessment & Valuation

Source: Hampden County and Springfield City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,314.00 (+8.09%)$275,100 (+17.51%) Land $37,200 Building $237,900$226,290 (+6.29%)
2024$212,895
2023$3,991.00$234,100 Land $32,900 Building $201,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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