221 East St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 221 East St, Chicopee, MA 01020

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,209 sqft · built 1880
Lot Size	0.597 acres (26,000 sqft)
Owner	Individual Name on File
Last Sale	$430,000 (Jul 2026)
Tax Bill	$4,340 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Nov 2024 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`127-00033`

Property Details

APN / Parcel Number

Primary APN	`127-00033`
Alternative APN	`CHIC M:0127 P:00033`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,209 sqft Living Area
Gross Area	3,555 sqft
1st Floor Area	1,249 sqft
Basement Area	784 sqft
Unfinished Basement	784 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,000 sqft (0.597 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	127-00033
Street Address	221 EAST ST
City	CHICOPEE
State	MA
Zip	01020-3430
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	4
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	5
Census Block	5011
Census Tract	810700

Owner

221 East St, a duplex, is owned by an individual who bought it in July 2026.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	125 VERGE ST, SPRINGFIELD, MA 01129-1138
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Quit Claim Deed, Transfer · Conventional Mortgage MORTGAGE CENTER LLC
Nov 20, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance COMMERCIAL LENDER LLC
Sep 15, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage DELLA RIPA REAL ESTATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2026 · Amount on File
Deed Sale	Jul 10, 2026 · Amount on File
Prior Sale	Sep 15, 2023 · Amount on File
Deed Document Number	202632163
Deed Book / Page	26411 / 468
Prior Transfer Date	Jul 6, 2026
Prior Transfer Doc	0000032163
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Jul 10, 2026
Property Address	221 EAST ST, CHICOPEE, MA 01020-3430
Document Number	0000032163
Book / Page	26411 / 468
Instrument Date	Jul 6, 2026
Instrument	202632163
Transaction Type	Transfer
Record Updated	Jul 29, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 VERGE ST, SPRINGFIELD, MA 01129-1138

Mortgage

Date	Jul 10, 2026

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.53%
Max Rate	-1%

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	221 EAST ST, CHICOPEE, MA 01020-3430
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0025662-38
Date	Nov 20, 2024
Book Page	25662/38
Instrument	54714

Lender

Name	COMMERCIAL LENDER LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2054

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHICOPEE MA
Recording Date	Sep 15, 2023
Property Address	221 EAST ST, CHICOPEE, MA 01020-3430
Document Number	025156-578
Book / Page	25156 / 578
Instrument Date	Sep 15, 2023
Instrument	43811
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 HANNOUSH DR, WEST SPRINGFIELD, MA 01089-4467
Investor	Possibly a Property Investor

Mortgage

Document Number	0000043812
Date	Sep 15, 2023
Instrument	43812

Lender

Name	DELLA RIPA REAL ESTATE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 221 East St was $4,340, up 10.5% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,340.00 (+10.46%)	$284,800 (+9.88%) Land $108,000 Building $176,800	$404,098
2025	$3,929.00 (+5.56%)	$259,200 (+2.78%) Land $97,900 Building $161,300
2024	$3,722.00 (+7.11%)	$252,200 (+9.94%) Land $96,000 Building $156,200
2023	$3,475.00	$229,400 Land $87,300 Building $142,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 East St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 221 East St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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