221 E Sherman St, Saint Joseph, IL 61873 Property Records

Champaign County property record for 221 E Sherman St, Saint Joseph, IL 61873

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,336 sqft · built 1925
Lot Size	0.191 acres (8,331 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Dec 2022)
Tax Bill	$3,608 (2024)
Deeds & Mortgages	Dec 2022 Sale & Line of Credit Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`28-22-14-139-001`

Property Details

APN / Parcel Number

Primary APN	`28-22-14-139-001`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,336 sqft Living Area
Gross Area	3,536 sqft
1st Floor Area	1,336 sqft
Basement Area	1,336 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Other
Lot Area	8,331 sqft (0.191 acres)
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	221 E SHERMAN ST
City	SAINT JOSEPH
State	IL
Zip	61873-8945
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLOCK 16 GRIGGS SUB
Legal Range	10E
Legal Township	19N
Legal Section	14
Legal Subdivision	GRIGGS SUB
Legal Block	16
Legal Lot Number	4
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	ST. JOSEPH
Census Block Group	3
Census Block	3022
Census Tract	10701

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	221 E SHERMAN ST, SAINT JOSEPH, IL 61873-8945
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2022	Warranty Deed, Transfer · Line of Credit INB NATIONAL ASSOCIATION
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage INB NATIONAL ASSOCIATION
Jul 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage INB NA
Apr 26, 2019	Trustee's Deed, Construction Loan · Line of Credit LONGVIEW BK
Apr 22, 2019	Warranty Deed, Transfer · Commercial Mortgage LONGVIEW BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2022 · Amount on Record
Deed Sale	Dec 22, 2022 · Amount on Record
Deed Document Number	202222195
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Dec 22, 2022
Property Address	221 E SHERMAN ST, SAINT JOSEPH, IL 61873-8945
Document Number	0000022195
Map Reference	DD 19 PG 451-453
Instrument Date	Dec 16, 2022
Instrument	2022R22195
Transaction Type	Transfer
Record Updated	Jan 3, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1501 HOLZEM CT, SAINT JOSEPH, IL 61873-9484

Mortgage

Document Number	0000022196
Date	Dec 22, 2022
Instrument	2022R22196

Lender

Name	INB NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	221 E SHERMAN ST, SAINT JOSEPH, IL 61873-8945
Transaction Type	Mortgage
Record Updated	Mar 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005275
Date	Mar 8, 2021
Instrument	2021R05275

Lender

Name	INB NATIONAL ASSOCIATION
Type	Bank
Address	SPRINGFIELD, IL 62701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	221 E SHERMAN ST, SAINT JOSEPH, IL 61873-8945
Document Number	0000013372
Instrument Date	Jul 2, 2020
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	221 E SHERMAN ST ST JOSEPH IL 618738945, ST JOSEPH, IL 61873-8945

Mortgage

Document Number	0000013372
Date	Jul 15, 2020
Instrument	13372

Lender

Name	INB NA
Address	SPRINGFIELD, IL 62701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2050

April 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 26, 2019
Property Address	221 E SHERMAN ST, SAINT JOSEPH, IL 61873-8945
Instrument Date	Apr 18, 2019
Instrument	5826
Transaction Type	Construction Loan
Record Updated	May 14, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1504 DOVER DR ST JOSEPH IL 618738950, ST JOSEPH, IL 61873-8950

Mortgage

Document Number	0000005826
Date	Apr 26, 2019
Instrument	5826

Lender

Name	LONGVIEW BK
Address	OGDEN, IL 61859

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 25, 2020

Interest

Rate Type	Adjustable Rate
Rate	5.5%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 22, 2019
Property Address	221 E SHERMAN ST, SAINT JOSEPH, IL 61873-8945
Document Number	0000005483
Map Reference	DD 19 PG 452
Instrument Date	Apr 8, 2019
Instrument	2019R05483
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1504 DOVER DR, SAINT JOSEPH, IL 61873-8950

Mortgage

Document Number	0000005484
Date	Apr 22, 2019
Instrument	2019R05484

Lender

Name	LONGVIEW BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	61 Months
Due	May 1, 2024

Interest

Rate	5.75%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	St. Joseph Township
Municipality	St. Joseph Village
Elementary School District	St. Joseph Community Consolidated School District 169 (KG - 08)
Secondary School District	St. Joseph-Ogden Community High School District 305 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$54,810 (+25.31%) Land $8,680 Building $46,130	$164,430 (+25.31%) Land $26,040 Building $138,390
2024	$3,608.00 (+11.46%)
2022	$3,237.00	$43,740 Land $6,930 Building $36,810	$131,220 Land $20,790 Building $110,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink.

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