221 E Saint Paul St, Spring Valley, IL 61362 Property Records

Bureau County property record for 221 E Saint Paul St, Spring Valley, IL 61362

Property Summary

Property Type	Commercial
Lot Size	0.07 acres (3,049 sqft)
Owner	Company on Record
Last Sale	$52,500 (Jun 2023)
Tax Bill	$2,708 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jan 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-35-352-009`

Property Details

APN / Parcel Number

Primary APN	`18-35-352-009`
Alternative APN	`772`

Exterior

Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	130 ft deep x 25 ft wide

Location & Zoning

Account Number	1835352009
Street Address	221 E SAINT PAUL ST
City	SPRING VALLEY
State	IL
Zip	61362-2139
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	SPRING VALLEY L 6 BLK 43 (25 X 130) D 23-1913
Legal Range	11
Legal Township	16
Legal Section	35
Legal Subdivision	ORIGINAL TOWN OF SPRINGS VALLEY
Legal Block	43
Legal Lot Number	6
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	2
Census Block	2027
Census Tract	965200

Owner

Source: Bureau County assessment roll, as of May 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company on Record
Mailing Address	418 ELM ST, SPRING VALLEY, IL 61362-2312
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2024	Deed of Trust, Mortgage · Commercial Mortgage SPRING VALLEY CITY BANK
Jan 10, 2024	Deed of Trust, Mortgage · Commercial Mortgage SPRING VALLEY CITY BANK
Dec 28, 2023	Deed of Trust, Mortgage · Commercial Mortgage NORTH CENTRAL BANK
Jun 15, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2023 · Amount on Record
Deed Sale	Jun 15, 2023 · Amount on Record
Prior Sale	Apr 11, 2007 · Amount on Record
Deed Document Number	20231913
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	221 E SAINT PAUL ST, SPRING VALLEY, IL 61362-2139
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024R00483
Date	Feb 23, 2024
Instrument	2024R00483

Lender

Name	SPRING VALLEY CITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	108 Months
Due	Dec 12, 2033

Interest

Rate Type	Fixed Rate
Rate	8%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	221 E SAINT PAUL ST, SPRING VALLEY, IL 61362-2139
Transaction Type	Mortgage
Record Updated	Jan 31, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024R00085
Date	Jan 10, 2024
Instrument	2024R00085

Lender

Name	SPRING VALLEY CITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	221 E SAINT PAUL ST, SPRING VALLEY, IL 61362-2139
Transaction Type	Mortgage
Record Updated	Jan 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R04148
Date	Dec 28, 2023
Instrument	2023R04148

Lender

Name	NORTH CENTRAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2053

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Jun 15, 2023
Property Address	221 E SAINT PAUL ST, SPRING VALLEY, IL 61362-2139
Document Number	2023R01913
Instrument Date	Jun 12, 2023
Instrument	2023R01913
Transaction Type	Transfer
Record Updated	Jul 12, 2023

Transaction

Amount	Amount Recorded
Tax	$78.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 ELM ST, SPRING VALLEY, IL 61362-2312

Tax Assessment & Valuation

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Spring Valley City
Secondary School District	Hall High School District 502 (09 - 12)
Elementary School District	Spring Valley Community Consolidated School District 99 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,708.00 (+52.56%)	$28,535 (+54.84%) Land $4,764 Building $23,771	$85,605 (+54.84%) Land $14,292 Building $71,313
2023		$18,429 (+20.5%) Land $4,115 Building $14,314	$55,287 (+20.5%) Land $12,345 Building $42,942
2022	$1,775.00	$15,294 Land $3,796 Building $11,498	$45,882 Land $11,388 Building $34,494

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING VALLEY serves 5,582 people · EPA ID IL0111000
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Geneseo Communications Services Fiber	1,000 / 1,000
Nextlink Fixed Wireless	100 / 20

May also be available: AT&T, IVNet.

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