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221 E North St, Loraine, IL 62349 Property Records

Adams County property record for 221 E North St, Loraine, IL 62349

Property Summary

Property TypeSingle Family Home
Lot Size1 acres (43,560 sqft)
OwnerCompany Name on Record
Last Sale$100,000 (May 2024)
Tax Bill$1,112 (2024)
Deeds & MortgagesMay 2024 Sale
Feb 2023 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN060054000000

Property Details

APN / Parcel Number

Primary APN060054000000

Exterior

Lot Area43,560 sqft (1 acres)

Location & Zoning

Street Address221 E NORTH ST
CityLORAINE
StateIL
Zip62349-1058
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSW SEC 16 2N7W CORP LANDS-LORAINE 1A SW COR OF 11.4A TR SE COR E 1/2 SW SEC 16
Legal Range07W
Legal Township02N
Legal Section16
JurisdictionADAMS IL
Township / Civil DivisionKEENE
Census Block Group2
Census Block2062
Census Tract10100

Owner

Source: Adams County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1890 E 1150TH ST, MENDON, IL 62351-2102
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
May 20, 2024Warranty Deed, Transfer
Feb 22, 2023Deed, Transfer · Line of Credit
TOWN & COUNTRY BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 20, 2024 · Amount on Record
Deed SaleMay 20, 2024 · Amount on Record
Prior SaleFeb 22, 2023 · Amount on Record
Deed Document Number20242983
Record UpdatedSep 20, 2026

May 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionADAMS IL
Recording DateMay 20, 2024
Property Address221 E NORTH ST, LORAINE, IL 62349-1058
Document Number2024R02983
Instrument DateMay 16, 2024
Instrument2024R-02983
Transaction TypeTransfer
Record UpdatedMay 4, 2026

Transaction

AmountAmount Recorded
Tax$150.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1890 E 1150TH ST, MENDON, IL 62351-2102

February 2023: Deed, Transfer

Document TypeDeed
JurisdictionADAMS IL
Recording DateFeb 22, 2023
Property Address221 E NORTH ST, LORAINE, IL 62349-1058
Document Number2023R00889
Instrument DateFeb 16, 2023
Instrument2023R-00889
Transaction TypeTransfer
Record UpdatedMar 8, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$117.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address910 E CENTER ST, LORAINE, IL 62349-1002

Mortgage

Document Number2023R00890
DateFeb 22, 2023
Instrument2023R-00890
Lender
NameTOWN & COUNTRY BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueFeb 16, 2024

Tax Assessment & Valuation

Source: Adams County assessment roll, as of May 4, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyAdams County
County SubdivisionKeene Township
MunicipalityLoraine Village
Unified School DistrictCommunity Unit School District 4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$16,330 (+22.05%) Land $2,480 Building $13,850$48,990 (+22.05%) Land $7,440 Building $41,550
2024$1,112.00 (+8.07%)
2022$13,380 Land $2,030 Building $11,350$40,140 Land $6,090 Building $34,050
2021$1,029.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims4 (1993)
Most Recent ClaimAug 1993 · Severe Storms & Flooding
Claims by Event
  • Severe Storms & Flooding, Aug 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLORAINE
serves 300 people · EPA ID IL0010450
Water SourcePurchased groundwater from CLAYTON-CAMP POINT WATER COMMISSION
Last State InspectionOct 2023
Lead5 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Adams Telsystems
Fiber		1,000 / 1,000
Nextlink
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E North St

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