221 E Morris Dr, Gallatin, TN 37066 Property Records

Sumner County property record for 221 E Morris Dr, Gallatin, TN 37066

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,516 sqft · built 1991
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$135,500 (Dec 2013)
Tax Bill	$1,149 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jan 2024 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`083135B A 03800`

Property Details

APN / Parcel Number

Primary APN	`083135B A 03800`
Alternative APN	`135B A 03800`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,516 sqft Living Area
Gross Area	1,714 sqft
1st Floor Area	858 sqft
Upper Floors Area	1,166 sqft
Basement Area	308 sqft
Finished Basement	308 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2012
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	308 sqft
Driveway	Driveway
Driveway Area	750 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	198 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	221 E MORRIS DR
City	GALLATIN
State	TN
Zip	37066-4225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT: 12 PAGE: 244 BLOCK: LOT: 16 SUBD: GREEN WAVE PARK SEC 3
Legal Subdivision	GREEN WAVE PARK SEC
Legal Lot Number	16
Jurisdiction	SUMNER TN
Township / Civil Division	6
Census Block Group	1
Census Block	1019
Census Tract	20903

Owner

Source: Sumner County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	221 E MORRIS DR, GALLATIN, TN 37066-4225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA
Jan 5, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jul 10, 2023	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Dec 16, 2022	Quit Claim Deed, Transfer Quitclaim
Nov 9, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Oct 23, 2017	Quit Claim Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2013 · Amount on Record
Deed Sale	Dec 27, 2013 · Amount on Record
Prior Sale	Nov 14, 2008 · Amount on Record
Deed Document Number	20131072993
Deed Book / Page	3887 / 491
Last Transfer Date	Dec 9, 2022
Transfer Doc	0060860373
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Recording Date	Jun 4, 2026
Property Address	221 E MORRIS DR, GALLATIN, TN 37066-4225
Document Number	0001553273
Book / Page	6867 / 385
Instrument Date	May 28, 2026
Instrument	20261553273
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 E MORRIS DR, GALLATIN, TN 37066-4225

Mortgage

Document Number	0001553273,
Date	Jun 4, 2026
Book Page	6867/385
Instrument	20261553273

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2056

Interest

Rate	6.3%
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	221 E MORRIS DR, GALLATIN, TN 37066-4225
Transaction Type	Mortgage
Record Updated	Feb 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0062920802
Date	Jan 5, 2024
Book Page	6292/802
Instrument	1470354

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	221 E MORRIS DR, GALLATIN, TN 37066-4225
Transaction Type	Mortgage
Record Updated	Oct 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 E MORRIS DR, GALLATIN, TN 37066-4225

Mortgage

Document Number	0061960254
Date	Jul 10, 2023
Book Page	6196/254
Instrument	1455408

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUMNER TN
Recording Date	Dec 16, 2022
Property Address	221 E MORRIS DR, GALLATIN, TN 37066-4225
Document Number	0060860373
Book / Page	6086 / 373
Map Reference	MB 1612 PG 244
Instrument Date	Dec 9, 2022
Instrument	1438325
Transaction Type	Transfer
Record Updated	Feb 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 E MORRIS DR, GALLATIN, TN 37066-4225

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	221 E MORRIS DR, GALLATIN, TN 37066-4225
Document Number	0050820746
Instrument Date	Nov 9, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 E MORRIS DR GALLATIN TN 370664225, GALLATIN, TN 37066-4225

Mortgage

Document Number	0050820746
Date	Nov 21, 2019
Book Page	005082/000746
Instrument	1291003

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2049

Interest

Rate Type	Adjustable Rate

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUMNER TN
Recording Date	Oct 23, 2017
Property Address	221 E MORRIS DR, GALLATIN, TN 37066-4225
Document Number	0046290198
Book / Page	004629 / 000198
Instrument Date	Oct 16, 2017
Instrument	1212183
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	BELL LAW SETTLEMENT SERVICES LLC

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	221 E MORRIS DR GALLATIN TN 370664225, GALLATIN, TN 37066-4225

Mortgage

Document Number	46290200
Date	Oct 23, 2017
Book Page	004629/000200
Instrument	1212184

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 22, 2032

Tax Assessment & Valuation

Source: Sumner County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Municipality	Gallatin City
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,149.00 (-29.68%)	$80,825 (+50.93%) Land $25,000 Building $55,825
2024			$323,300 (+50.93%) Land $100,000 Building $223,300
2023	$1,634.00 (-0.31%)	$53,550 (-) Land $25,000 Building $28,550
2022	$1,639.00	$53,550 Land $25,000 Building $28,550
2021			$214,200 Land $100,000 Building $114,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	19 (2010)
Claims Outside the SFHA	17 of 19
Most Recent Claim	Aug 2010 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLATIN WATER DEPARTMENT serves 65,964 people · EPA ID TN0000253
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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