221 E McGonagle St, Duluth, MN 55808 Property Records

St. Louis County property record for 221 E McGonagle St, Duluth, MN 55808 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	2.75 Baths
Year Built	Built 2004
Square Footage	1,724 sqft Gross Area
Lot Size	12,408 sqft (0.284 acres)
Garage	832 sqft
Occupancy	Owner Occupied
Tax Bill	$4,520.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`010-1800-08290`
Alternative APNs	`1187134` `929148`

Interior

Bedrooms	5 Beds
Full Baths	2.75 Baths
Total Rooms	7 Rooms
Building Area	1,724 sqft Gross Area
1st Floor	1,724 sqft 1st Floor
Basement Area	862 sqft Basement
Finished Basement	862 sqft Finished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Split Level Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Lot Area	12,408 sqft (0.284 acres)
Garage Area	832 sqft Garage
Pool Type	Spa/Hot Tub (Only) Pool Type
Deck Area	496 sqft Deck
Sauna	Sauna

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	1187134
Street Address	221 E MCGONAGLE ST
City	DULUTH
State	MN
Zip	55808-1656
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOTS 27 THRU 30 SERIAL #
Legal Subdivision	GARY FIRST DIVISION
Legal Block	33
Legal Lot Number	27-30
Jurisdiction	ST LOUIS MN
Minor Civil Division	DULUTH
Census Blockgroup	2
Census Block	2043
Census Tract	3800

Owner

Source: St. Louis County records · APN 010-1800-08290

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	221 E MCGONAGLE ST, DULUTH, MN 55808-1656
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 17, 2011
Deed Sale	Oct 17, 2011
Prior Sale	Mar 08, 2011 · Amount on Record
Deed Doc Number	2011905829
Prior Transfer Date	Jun 21, 2004
Prior Transfer Doc	0000787271
Record Refreshed	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	221 E MCGONAGLE ST, DULUTH, MN 55808-1656
Document Number	00T1027601
Instrument Date	Aug 12, 2020
Transaction Type	Mortgage
Record Updated	Sep 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	221 E MCGONAGLE ST DULUTH MN 558081656, DULUTH, MN 55808-1656

Mortgage

Document Number	00T1027601
Date	Aug 18, 2020
Instrument	T1027601

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2050

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,520.00 (-21.47%) Homeowner's exemption
2025	$5,756.00 (-2.47%) Homeowner's exemption	$475,600 (+11.38%) Land $21,600 Building $454,000	$475,600 (+11.38%) Land $21,600 Building $454,000
2024	$5,902.00	$427,000 (+16.41%) Land $21,300 Building $405,700	$427,000 (+16.41%) Land $21,300 Building $405,700
2022		$366,800 Land $26,100 Building $340,700	$366,800 Land $26,100 Building $340,700

Flood & Wildfire

221 E McGonagle St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · St. Louis County (27137C), updated March 24, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 39th in Minnesota
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.