221 E Main St, Albert Lea, MN 56007 Property Records

Freeborn County property record for 221 E Main St, Albert Lea, MN 56007

Property Summary

Property Type	Apartment House (2-4 Units)
Details	6,152 sqft · built 1915
Lot Size	0.113 acres (4,956 sqft)
Owner	Company Name on Record
Tax Bill	$5,180 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34.001.3210`

Property Details

APN / Parcel Number

Primary APN	`34.001.3210`

Interior

Units	7 Units
Building Area	6,152 sqft Building Perimeter

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Multi-Family
Lot Area	4,956 sqft (0.113 acres)

Location & Zoning

Street Address	221 E MAIN ST
City	ALBERT LEA
State	MN
Zip	56007-2988
Property Category	Commercial
Property Type	Residential > Multi-Unit > Apartment House (2-4 Units)
Local Zoning Code	B3
Legal Description	ALBERT LEA ORIGINAL PLAT E 69 FT LOTS 1 & 2 EXC HWY EASEMENT & E 69 FT LOT 3 BLK 23 ORIGINAL PLAT
Legal Subdivision	ALBERT LEA ORIGINAL PLAT
Legal Block	23
Legal Lot Number	1-3
Jurisdiction	FREEBORN MN
Township / Civil Division	ALBERT LEA
Census Block Group	2
Census Block	2045
Census Tract	180600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Albert Lea Commercial Historic District (Boundary Increase and Decrease) (Additional Documentation) listed 2003 · 89 contributing resources · NRIS 03001337

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Freeborn County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	125 S NEWTON AVE, ALBERT LEA, MN 56007-2524
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Deed of Trust, Mortgage · Commercial Mortgage ARCADIAN BANK
Dec 27, 2017	Deed of Trust, Mortgage · Seller Carry-Back MARTIN R LITTLE

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	221 E MAIN ST, ALBERT LEA, MN 56007-2988
Transaction Type	Mortgage
Record Updated	Aug 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A550014
Date	Jul 30, 2021
Instrument	A550014

Lender

Name	ARCADIAN BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 10, 2036

Interest

Rate Type	Fixed Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	221 E MAIN ST, ALBERT LEA, MN 56007-2988
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A530541
Date	Dec 27, 2017
Instrument	A530541

Lender

Name	MARTIN R LITTLE
Type	Seller
Address	24070 WALNUT DR, ALBERT LEA, MN 56007

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	168 Months
Due	May 10, 2031

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Albert Lea City
County	Freeborn County
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,180.00	$256,000 (+11.45%) Land $15,600 Building $240,400	$256,000 (+11.45%) Land $15,600 Building $240,400
2025	$5,180.00 (+10.03%)
2023	$4,708.00 (+24.88%)	$229,700 Land $15,600 Building $214,100	$229,700 Land $15,600 Building $214,100
2020	$3,770.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	17 (1978–2016)
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 2 claims Severe Winter Storms, Flooding, And Tornadoes, Jun 2001 · 3 claims Severe Storms, Tornadoes & Flooding, Aug 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Albert Lea serves 18,492 people · EPA ID MN1240001
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.81 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
GigFire Fiber · Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Winnebago Cooperative Telecom Association.

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