221 E Herman St, Newton, NC 28658 Property Records

Catawba County property record for 221 E Herman St, Newton, NC 28658

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,191 sqft · built 1950
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on Record
Last Sale$265,000 (Apr 2026)
Tax Bill$746 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Jul 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN3730-20-90-9770

Property Details

APN / Parcel Number

Primary APN3730-20-90-9770
Alternative APN
  • 0009656

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,191 sqft Living Area
1st Floor Area2,382 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleConventional
Exterior MaterialBrick
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions150 ft deep x 75 ft wide
Garage TypeCarport
CarportCarport
PorchPorch
Porch Area171 sqft
Patio Area112 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address221 E HERMAN ST
CityNEWTON
StateNC
Zip28658-2510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-11
Legal DescriptionLOTS 4-6 BLOCK D PLAT 6-69
Legal SubdivisionGEORGE F LUTZ CORA L LUTZ & RO
Legal BlockD
Legal Lot Number4-6
JurisdictionCATAWBA NC
Township / Civil DivisionNEWTON
Census Block Group4
Census Block4001
Census Tract11200

Owner

Source: Catawba County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address221 E HERMAN ST, NEWTON, NC 28658-2510
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2026Warranty Deed, Transfer · Conventional Mortgage
IIC FEDERAL CREDIT UNION
Jul 28, 2025Warranty Deed, Transfer · Commercial Mortgage
LOAN LOCKER LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 10, 2026 · Amount on Record
Deed SaleApr 10, 2026 · Amount on Record
Prior SaleJul 28, 2025 · Amount on Record
Deed Document Number20266877
Deed Book / Page4012 / 312
Record UpdatedOct 29, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCATAWBA NC
Recording DateApr 10, 2026
Property Address221 E HERMAN ST, NEWTON, NC 28658-2510
Document Number0040120312
Book / Page4012 / 312
Instrument DateApr 9, 2026
Instrument20266877
Transaction TypeTransfer
Record UpdatedJul 2, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$53,530.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address221 E HERMAN ST, NEWTON, NC 28658-2510

Mortgage

Document Number0000006878,
DateApr 10, 2026
Book Page4012/315
Instrument20266878
Lender
NameIIC FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate5.98%
Initial TypeFixed Rate
Max Rate-1%

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCATAWBA NC
Recording DateJul 28, 2025
Property Address221 E HERMAN ST, NEWTON, NC 28658-2510
Document Number0039570349
Book / Page3957 / 349
Map ReferenceMB 6 PG 69
Instrument DateJul 24, 2025
Instrument14341
Transaction TypeTransfer
Record UpdatedAug 13, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$300.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address105 E CENTER ST # STB15, STB15, MEBANE, NC 27302-2420

Transferred To (Grantee/Buyer)

NameVerified Name
Address1017 2ND ST SE, CONOVER, NC 28613-1807

Mortgage

Document Number0000014342
DateJul 28, 2025
Instrument14342
Lender
NameLOAN LOCKER LLC
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Mortgage

Document Number0039590469
DateAug 4, 2025
Book Page3959/469
Instrument15023
Lender
NameMARCO RUBIO
TypePrivate Party
Address106 31ST AVE NW, HICKORY, NC 28601
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCatawba County
MunicipalityNewton City
Unified School DistrictNewton-Conover City Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$187,300 (-) Land $10,800 Building $176,500
2025$746.00 (-53.05%)$187,300 (-) Land $10,800 Building $176,500
2024$1,589.00
2023$1,589.00$187,300 Land $10,800 Building $176,500$187,300 Land $10,800 Building $176,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NEWTON
serves 18,407 people · EPA ID NC0118015
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting39
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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