221 E Elder St, Cumberland, MD 21502 Property Records

Allegany County property record for 221 E Elder St, Cumberland, MD 21502 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1.5 Baths
Year Built	Built 1900
Square Footage	2,352 sqft Total Area
Lot Size	4,375 sqft (0.1 acres)
Occupancy	Owner Occupied
Last Sale	$52,500 (1998)
Tax Bill	$739.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`04-049187`
Alternative APNs	`4049187` `049187`

Interior

Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,352 sqft Total Area
Stories	2 Stories

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Siding Exterior
Lot Area	4,375 sqft (0.1 acres)
Depth X Width	125 ft x 35 ft Depth x Width

Exterior Amenities

Shed	1 Shed
Shed Area	140 sqft Shed
Deck Area	224 sqft Deck
Porch Area	156 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	049187
Street Address	221 E ELDER ST
City	CUMBERLAND
State	MD
Zip	21502-4709
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	221-223 ELDER ST LOT 204 PT 203 35X125 HUMBIRD
Legal Subdivision	HUMBIRD LAND & IMPROV CO
Legal Lot Number	204
Jurisdiction	ALLEGANY MD
Minor Civil Division	4, CUMBERLAND
Census Blockgroup	1
Census Block	1082
Census Tract	800

Owner

Source: Allegany County records · APN 04-049187

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	221 E ELDER ST, CUMBERLAND, MD 21502-4709
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 01, 1998 · Amount on Record
Deed Sale	May 01, 1998 · Amount on Record
Prior Sale	Mar 12, 1997 · Amount on Record
Deed Doc Number	1998697
Deed Book / Page	659 / 634
Last Transfer Date	Apr 22, 2022
Transfer Doc	002786-0405
Record Refreshed	Sep 20, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGANY MD
Recording Date	Jun 02, 2022
Property Address	221 E ELDER ST, CUMBERLAND, MD 21502-4709
Document Number	002786-0405
Book / Page	2786 / 405
Instrument Date	Apr 22, 2022
Transaction Type	Transfer
Record Updated	Jun 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 WASHINGTON ST, CUMBERLAND, MD 21502-3273

Mortgage

Document Number	0002786411
Date	Jun 02, 2022
Instrument	2786-411

Lender

Name	CHESSIE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	May 01, 2037

Tax Assessment & Valuation

Source: Allegany County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Municipality	Cumberland City
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,500 (+8.28%) Land $8,700 Building $86,800	$95,500 (-) Land $8,700 Building $86,800
2025	$739.00 (+8.04%) Homeowner's exemption	$88,200 (+19.84%)	$95,500 (+29.76%) Land $8,700 Building $86,800
2023	$684.00 Homeowner's exemption	$73,600 Land $8,700 Building $64,900	$73,600 Land $8,700 Building $64,900