221 E Concord St, Orlando, FL 32801 Property Records

Orange County property record for 221 E Concord St, Orlando, FL 32801

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,520 sqft · built 1950
Lot Size	0.537 acres (23,408 sqft)
Owner	Individual Name on Record
Last Sale	$1,000,000 (Sep 2022)
Tax Bill	$17,616 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-22-29-0488-00-340`

Property Details

APN / Parcel Number

Primary APN	`25-22-29-0488-00-340`
Alternative APNs	`292225048800340` `363998` `369273` `373668`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,520 sqft Living Area
Gross Area	3,502 sqft
1st Floor Area	1,830 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1995
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Slate
Lot Area	23,408 sqft (0.537 acres)
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	416 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	221 E CONCORD ST
City	ORLANDO
State	FL
Zip	32801-1309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2B/T/HP
Legal Description	BAILEY HEIGHTS J/72 LOT 34 & THE E1/2 OF LOT 33 & LOT 35 (LE SS E 10 FT)
Legal Range	29E
Legal Township	22S
Legal Section	25
Legal Subdivision	BAILEY HGTS
Legal Tract	488
Legal Lot Number	33-35
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	1
Census Block	1005
Census Tract	10201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lake Eola Heights Historic District listed 1992 · 487 contributing resources · NRIS 91001912

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Orange County records, as of May 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13431 BELLARIA CIR, WINDERMERE, FL 34786-7403
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Apr 21, 2021	Warranty Deed, Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Jan 16, 2019	Warranty Deed, Transfer · Construction Mortgage MANUELA BARALDO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2022 · Amount on Record
Deed Sale	Sep 12, 2022 · Amount on Record
Prior Sale	Apr 21, 2021 · Amount on Record
Deed Document Number	2022554610
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 12, 2022
Property Address	221 E CONCORD ST, ORLANDO, FL 32801-1309
Document Number	0000554610
Map Reference	MB J PG 72
Instrument Date	Sep 9, 2022
Instrument	20220554610
Transaction Type	Transfer
Record Updated	Mar 6, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13431 BELLARIA CIR, WINDERMERE, FL 34786-7403

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 E CONCORD ST, ORLANDO, FL 32801-1309

Mortgage

Document Number	0000554611
Date	Sep 12, 2022
Instrument	20220554611

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Oct 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.62%
Index	Other
Margin	3
Max Rate	9.62%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Apr 21, 2021
Property Address	221 E CONCORD ST, ORLANDO, FL 32801-1309
Document Number	0000240353
Map Reference	MB J PG 72
Instrument Date	Apr 20, 2021
Instrument	20210240353
Transaction Type	Transfer
Record Updated	Mar 6, 2023
Title Company	CORE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	322 E CENTRAL BLVD UNIT 1083, 1083, ORLANDO, FL 32801-4329

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 LANTERNBACK ISLAND DR, SATELLITE BEACH, FL 32937-4712

Mortgage

Document Number	0000240354
Date	Apr 21, 2021
Instrument	20210240354

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jan 16, 2019
Property Address	221 E CONCORD ST, ORLANDO, FL 32801-1309
Document Number	0000032076
Instrument Date	Jan 15, 2019
Instrument	32076
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	CORE TITLE SERVICES LLC, CORE TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,949.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	223 E CONCORD ST ORLANDO FL 328011309, ORLANDO, FL 32801-1309

Mortgage

Document Number	32077
Date	Jan 16, 2019
Instrument	32077

Lender

Name	MANUELA BARALDO
Address	1500 N CALIFORNIA BLVD # 603, WALNUT CREEK, CA 94596-7433

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 15, 2020

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Orlando City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$900,100 (-1.05%) Land $354,090 Building $546,010	$900,100 (-1.05%) Land $354,090 Building $546,010
2025	$17,616.00 (+3.13%)	$909,690 (+7.72%) Land $354,090 Building $555,600	$909,690 (+7.72%) Land $354,090 Building $555,600
2024	$17,081.00 (+5.22%)
2023	$16,233.00 (+9.68%)	$844,476 (+10.1%) Land $354,090 Building $490,386	$844,476 (+10.1%) Land $354,090 Building $490,386
2022	$14,801.00	$766,980 Land $354,090 Building $412,890	$766,980 Land $354,090 Building $412,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: Summit Broadband, T-Mobile.

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