221 E Chestnut St, Pontiac, IL 61764 Property Records

Livingston County property record for 221 E Chestnut St, Pontiac, IL 61764

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 816 sqft · built 1938
Lot Size	0.14 acres (6,100 sqft)
Owner	Individual Name on Record
Last Sale	$97,000 (Aug 2021)
Tax Bill	$2,719 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-15-22-227-008`

Property Details

APN / Parcel Number

Primary APN	`15-15-22-227-008`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	816 sqft Living Area
Basement Area	816 sqft
Unfinished Basement	816 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Roof Material	Asphalt
Lot Area	6,100 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 50.8 ft wide
Garage Type	Detached
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	221 E CHESTNUT ST
City	PONTIAC
State	IL
Zip	61764-1103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15-22-227-008 LOT 50.83 X 120 E24' 10 LOTS 3 & 4 & E26' STRIP ADJ ON E BLK 1 BABCOCK & MURPHY ADD
Legal Subdivision	BABCOCK & MURPHY ADD
Legal Block	1
Legal Lot Number	3,4,50
Jurisdiction	LIVINGSTON IL
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2010
Census Tract	960600

Owner

Source: Livingston County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	221 E CHESTNUT ST, PONTIAC, IL 61764-1103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF PONTIAC
Jun 22, 2018	Warranty Deed, Transfer · Conventional Mortgage BANK OF PONTIAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2021 · Amount on Record
Deed Sale	Aug 4, 2021 · Amount on Record
Prior Sale	May 7, 2009 · Amount on Record
Deed Document Number	20213845
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Aug 4, 2021
Property Address	221 E CHESTNUT ST, PONTIAC, IL 61764-1103
Document Number	2021R03845
Instrument Date	Aug 4, 2021
Instrument	2021R-03845
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$145.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12294 E 1250 NORTH RD, 12294, PONTIAC, IL 61764-3023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 E CHESTNUT ST, PONTIAC, IL 61764-1103

Mortgage

Document Number	2021R03846
Date	Aug 4, 2021
Instrument	2021R-03846

Lender

Name	BANK OF PONTIAC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Jun 22, 2018
Property Address	221 E CHESTNUT ST, PONTIAC, IL 61764-1103
Document Number	2018R02482
Instrument Date	Jun 22, 2018
Instrument	2018R-02482
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 E CHESTNUT ST, PONTIAC, IL 61764-1103
Investor	Possibly a Property Investor

Mortgage

Document Number	2018R02483
Date	Jun 22, 2018
Instrument	2018R-02483

Lender

Name	BANK OF PONTIAC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Livingston County
County Subdivision	Pontiac Township
Municipality	Pontiac City
Elementary School District	Pontiac Community Consolidated School District 429 (PK - 08)
Secondary School District	Pontiac Township High School District 90 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,719.00	$37,030 Land $4,458 Building $32,572	$111,090 Land $13,374 Building $97,716

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-PONTIAC private · serves 11,864 people · EPA ID IL1055030
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb
Copper	1.36 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV.

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