221 E Carl St, Winchester, IN 47394 Property Records

Randolph County property record for 221 E Carl St, Winchester, IN 47394

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,280 sqft · built 1990
Lot Size	0.284 acres (12,375 sqft)
Owner	Individual Name on Record
Last Sale	$210,931 (Aug 2024)
Tax Bill	$1,266 (2025)
Deeds & Mortgages	Apr 2021 Second Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`021-02032-00`

Property Details

APN / Parcel Number

Primary APN	`021-02032-00`
Alternative APNs	`68-09-20-407-096.000-021` `00000018663`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,280 sqft Living Area
1st Floor Area	2,280 sqft
Basement Area	1,140 sqft
Unfinished Basement	1,140 sqft
Game Room	Game Room

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Brick
Roof Material	Asphalt
Lot Area	12,375 sqft (0.284 acres)
Lot Dimensions	165 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000018663
Street Address	221 E CARL ST
City	WINCHESTER
State	IN
Zip	47394-2107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	75' X 165' BROWNE BROOKSIDE ADD LOT 1
Legal Subdivision	BROWNES BROOKSIDE ADD
Legal Lot Number	1
Jurisdiction	RANDOLPH IN
Township / Civil Division	WHITE RIVER
Census Block Group	3
Census Block	3003
Census Tract	951700

Owner

Source: Randolph County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	221 E CARL ST, WINCHESTER, IN 47394-2107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BANK OF ENGLAND
Apr 27, 2021	Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2024 · Amount on Record
Deed Sale	Aug 27, 2024 · Amount on Record
Prior Sale	Apr 27, 2021 · Amount on Record
Deed Document Number	20243280
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IN
Property Address	221 E CARL ST, WINCHESTER, IN 47394-2107
Transaction Type	Mortgage
Record Updated	Mar 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020212096
Date	Apr 27, 2021
Instrument	20212096

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2031

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH IN
Recording Date	Apr 27, 2021
Property Address	221 E CARL ST, WINCHESTER, IN 47394-2107
Document Number	0020212094
Instrument Date	Apr 23, 2021
Instrument	20212094
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 E CARL ST, WINCHESTER, IN 47394-2107

Mortgage

Document Number	0020212095
Date	Apr 27, 2021
Instrument	20212095

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Randolph County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Randolph County
County Subdivision	White River Township
Municipality	Winchester City
Unified School District	Randolph Central School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,266.00 (-2.91%) Homeowner's exemption	$140,700 (+8.4%) Land $5,700 Building $135,000	$140,700 (+8.4%) Land $5,700 Building $135,000
2024	$1,304.00 (+3.41%)
2023		$129,800 (+2.69%) Land $11,400 Building $118,400	$129,800 (+2.69%) Land $11,400 Building $118,400
2022	$1,261.00 Homeowner's exemption	$126,400 Land $11,400 Building $115,000	$126,400 Land $11,400 Building $115,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2005–2025)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - WINCHESTER private · serves 5,405 people · EPA ID IN5268003
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
NLBC Fiber · Fixed Wireless	1,000 / 1,000

May also be available: Verizon, Watch TV.

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