221 E Bridge St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 221 E Bridge St, Oswego, NY 13126

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,049 sqft · built 1860
Lot Size0.12 acres (5,250 sqft)
OwnerIndividual Name on Record
Last Sale$95,744 (Feb 2021)
Tax Bill$2,094 (2026)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN351200 128.42-01-10

Property Details

APN / Parcel Number

Primary APN351200 128.42-01-10
Alternative APNs
  • 120012804200010100000000
  • 3291

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,049 sqft Living Area
1st Floor Area862 sqft
Upper Floors Area187 sqft

Exterior

Year BuiltBuilt 1860
Effective Year BuiltEffective 1860
Architectural StyleTraditional
Exterior MaterialWood
Lot Area5,250 sqft (0.12 acres)
Lot Dimensions105 ft deep x 50 ft wide
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area172 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number3291
Street Address221 E BRIDGE ST
CityOSWEGO
StateNY
Zip13126-2302
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTN1
Legal Block1
Legal Lot Number10.000
JurisdictionOSWEGO NY
Township / Civil DivisionOSWEGO
Census Block Group4
Census Block4011
Census Tract21605

Owner

Source: Oswego County and Oswego City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address221 E BRIDGE ST, OSWEGO, NY 13126-2302
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 8, 2021 · Amount on Record
Deed SaleFeb 8, 2021 · Amount on Record
Deed Document Number20211453
Prior Transfer DateOct 27, 2000
Prior Transfer Doc1537000321
Record UpdatedOct 29, 2026

February 2021: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionOSWEGO NY
Recording DateFeb 8, 2021
Property Address221 E BRIDGE ST, OSWEGO, NY 13126-2302
Document Number0000001453
Instrument DateJan 20, 2021
InstrumentR-2021-001453
Transaction TypeTransfer
Record UpdatedApr 28, 2022
Title CompanyVANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$384.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address341 W 3RD ST, 341, OSWEGO, NY 13126-3912

Transferred To (Grantee/Buyer)

NameVerified Name
Address258 E 2ND ST APT 3, 3, OSWEGO, NY 13126-3164

Mortgage

Document Number0000001454
DateFeb 8, 2021
InstrumentR-2021-001454
Lender
NamePARAGON HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityOswego City
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,094.00 (-1.13%)
2025$2,118.00$113,000 (+18.95%) Land $16,800 Building $96,200$113,000 (-1.27%) Land $16,800 Building $96,200
2023$95,000 Land $8,300 Building $86,700$114,458 Land $10,000 Building $104,458

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO CITY
serves 29,400 people · EPA ID NY3704361
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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