221 E Bloomfield Ave, Royal Oak, MI 48073 Property Records

Oakland County property record for 221 E Bloomfield Ave, Royal Oak, MI 48073

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,202 sqft · built 1925
Lot Size	0.217 acres (9,453 sqft)
Owner	2 Individual Names on Record
Last Sale	$336,000 (Aug 2020)
Tax Bill	$6,203 (2025)
Deeds & Mortgages	Sep 2026 Sale May 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`72-25-10-103-027`

Property Details

APN / Parcel Number

Primary APN	`72-25-10-103-027`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,202 sqft Living Area
1st Floor Area	2,015 sqft
Basement Area	1,068 sqft
Finished Basement	2,015 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,453 sqft (0.217 acres)
Lot Dimensions	135 ft deep x 70 ft wide
Garage Area	505 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	129 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	221 E BLOOMFIELD AVE
City	ROYAL OAK
State	MI
Zip	48073-3461
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ONE FAM
Legal Description	T1N, R11E, SEC 10 EMLO PARK SUB LOT 117 & E 10 FT OF LOT 118
Legal Range	11E
Legal Township	01N
Legal Section	10
Legal Subdivision	EMLO PARK
Legal Lot Number	117-118
Jurisdiction	OAKLAND MI
Township / Civil Division	ROYAL OAK
Census Block Group	1
Census Block	1002
Census Tract	183800

Owner

Source: Oakland County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	221 E BLOOMFIELD AVE, ROYAL OAK, MI 48073-3461
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
May 7, 2024	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Oct 23, 2019	Deed of Trust, Mortgage · Line of Credit INDEPENDENT BANK
Jul 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage OMEGA LNDG
Aug 12, 2020	Warranty Deed, Transfer EQUITY TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2020 · Amount on Record
Deed Sale	Aug 12, 2020 · Amount on Record
Prior Sale	Oct 18, 2006 · Amount on Record
Deed Document Number	2020159626
Deed Book / Page	54645 / 125
Last Transfer Date	Sep 23, 2026
Transfer Doc	0000141254
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	OAKLAND MI
Recording Date	Sep 24, 2026
Property Address	221 E BLOOMFIELD AVE, ROYAL OAK, MI 48073-3461
Document Number	0000141254
Book / Page	61574 / 569
Instrument Date	Sep 23, 2026
Instrument	2026141254
Transaction Type	Transfer
Record Updated	Oct 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	221 E BLOOMFIELD AVE, ROYAL OAK, MI 48073-3461

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	221 E BLOOMFIELD AVE, ROYAL OAK, MI 48073-3461
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 E BLOOMFIELD AVE, ROYAL OAK, MI 48073-3461

Mortgage

Document Number	0000050090
Date	May 7, 2024
Book Page	59335/336
Instrument	50090

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 17, 2054

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	221 E BLOOMFIELD AVE, ROYAL OAK, MI 48073-3461
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000176339
Date	Oct 23, 2019
Book Page	53413/00060
Instrument	176339

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	221 E BLOOMFIELD AVE, ROYAL OAK, MI 48073-3461
Document Number	0000157329
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Sep 2, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	43622 RIVERGATE DR CLINTON TOWNSHIP MI 480381355, CLINTON TOWNSHIP, MI 48038-1355

Mortgage

Document Number	0000157329
Date	Aug 10, 2020
Book Page	054626/000865
Instrument	157329

Lender

Name	OMEGA LNDG
Address	ROYAL OAK, MI 48067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2050

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 12, 2020
Property Address	221 E BLOOMFIELD AVE, ROYAL OAK, MI 48073-3461
Document Number	0000159626
Book / Page	54645 / 125
Map Reference	LB 13 PG 12
Instrument Date	Jul 24, 2020
Instrument	159626
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	EQUITY TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$2,889.60
Amount Accuracy	Full Amount Stated
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	221 E BLOOMFIELD AVE, 221, ROYAL OAK, MI 48073-3461

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 E BLOOMFIELD AVE, ROYAL OAK, MI 48073-3461

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Royal Oak City
Unified School District	Royal Oak City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,203.00 (-22.07%) Homeowner's exemption	$238,960	$477,920
2024	$7,960.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROYAL OAK serves 57,236 people · EPA ID MI0005830
Water Source	Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State Inspection	May 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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